I will start with what I am working with then follow up with the question. Wood frame home built in 1922. Brick pillars supporting the home off of the ground. Rafters and decking built with dimensional lumber, rafters toenailed in. All doors and windows are original. The asphalt shingles were replaced in 2002.
Now the question: The home buyer is wanting a wind mitigation. Does he stand a chance of getting an insurance discount? If he doesn’t then I would like to tell him so he doesn’t waste his money.