What is a 4 point inspection?
I believe that is when you make a quick inspection from the outside and look at all four elevations of the house and debate whether you want to go further.!!
I see. So the form has an “N” at the top, an “S” at the bottom, An "E on the left side, and a “W” on the right side, just so you don’t get confused about which direction you’re facing as you make your decision.
Usually the 4-point is four major systems in the home. Foundation, Roof, Hvac, and Electrical. But I’ve seen variations of it depending on the inspector.
What’s the advantage?
I am not doing them yet, so someone else will have to answer that. It seems to me that they are quicker, easier, and less liability since you are limiting the inspection. However, I am sure someone else will have a first hand experience that is more accurate.
I believe Russel Ray did this level of inspection begining last year…but I could be wrong.
By all means report any safety issues, “MAJOR” areas of concern, that’s what the carriers want to know, (along with estimated life expectancies). Simple is best.
Who actually orders 4 Point Inspections? Insurance companies, Mortgage lenders, or ??? http://smileys.smileycentral.com/cat/11/11_9_12.gif
You are CLOSE!
Homeowner or buyer usually order the inspections. Insurance agents are kind of like “realtors” , they give out the names of the inspectors (mostly)
The insurance companies are looking for (just to summarize):
PLUMBING - check for leaks and galvanized and/or cast iron pipes
HEATING / A/C - should be operable
ROOF - what is the expected life, leaks, damaged area
ELECTRICAL - check for gfci, unsafe conditions, k&t wiring
Greg is right on, keep it simple, state the age, approximate life span, list of components, some ask for credentials and/or licensing information.
I have created my own (using Adobe Illustrator) 3-part NCR form, have yet to get one kicked back.
Charles, Could you send me a copy of a sample report too.
One member posted awhile back, (forgot who), the insurance people basically want to know if the house is still standing.
I’m sure that was with tongue firmly planted in cheek.
I Would Love A Good Form
4 Point Is
Age And Condition
No Strucure Or Termite
If anyone wishes a copy of the form that I have, send me an e-mail to firstname.lastname@example.org and I will try to get it to you.
For all the people that I sent this too, can anyone put it on this board!??
Thanks Charles, as you wish
oops, thats my copy, and the original seems too big for the attachment to allow the upload…
Oh well, edit to your heart’s content…
So how do you do that??
When you hit the reply button, it should popy a “Reply to Thread”
roll down using the slider bar on the right side,
and see where it says
Attach Files <-------------------This is the place
Click Manage Attachments button, and it too should popup a smaller window,
that allows you to Browse your system, and choose the file,
once chosen, you can Upload…
and if it works, just close the smaller window, the
finally hit the Submit Reply button