I live in south fl. I have citizens ins. They sent an inspector out to see if the credit I got for my roof was warented, a way to raise rates again! Hr came, now they have sent me a letter raising my rate some $1400.00, when we already pay $2270…00 a year we are retired, according to them we have a single wrap on beams in the roof, in them each side has 1 mail, we need 2 nails on one side, one on the other. He took a picture if one wrap with a camera with lens that has brought it up as close as they could, calling citizens the employee could not tell me if there were one or four nails there, could not be seen on the enlarged photo, how could they see it with the naked eye, I called for a re inspection, citizens turned me down, even when no one can really see how many nails are in these wraps. They want to increase home owners ins., so they go about it with this backdoo deal hoping no one can afford to reinspect or it’s hard to prove. How can I deal with this? I can’t afford almost $4000.00 in home owners a year, over 2000.00 was a strain on us, plus flood of almost $500.00. This is crazy what do I do? F lorida has gone crazy!
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