Originally Posted By: jfarsetta
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I spoke to this woman at length this evening. She sounds like a nice lady.
We have 2 things going on here:
She had a VA/FHA inspectoin performed on her behalf by the lender. There were a slew of problems uncovered which this person never addressed in his report. Some more notable omissions were the apparent lack of junction boxes in the basement. According to this woman's son, who is performing the electrical repairs, there were wire nuts ans "air" splices all over the place. Additionally, there was a hole in the back of a bedroom wall, where an extension cord, hard wired to a bedroom receptacle, and draping through the air in the master bedroom closet, feeding a wall receptacle in the master bedroom wall. BTW, there was no electrical box for the receptacle in the master bedroom. Just the receptacle in the cut wall, with a face plate.
She had the presence of mind to hire an inspector, who pointed most of this stuff out, in his inspection report. However, the FHA inspector failed to report any of it
Now for some additional fun. Her private inspector apparently missed a significant amount of termite damage in portions of the home. He DID report some damage in one section of the home, but missed damage in several others. He advertises that he is insured, but is willing to do nothing for this woman. Not even a courtesy call, an explanation, or a visit.
He also missed that the water heater was shot, and the heating system is on its last legs.
This is her first house, and unfortunately for her, she has no money to fix what is defective.
I asvised her to contact Larry Ott for advice on the FHA inspector and any recourse she may have with the lending institution.
As to the inspector she hired, he advertises that he is a full ASHI member.
I know its far, but could any of you possibly visit her and give her some guidance. It may be that the inspectors simpy missed stuff. I'd like to think that, but I could be wrong. She needs a little help.
She was surprised that I was willing to even talk to her. She was even more surprised when I told her I was calling from NY.
Sounds like a bad situation.
Illigitimi Non Carborundum
"Dont let the bastards grind you down..."