# CAP: Appliance Protection Insurance

**URL:** <https://forum.nachi.org/t/cap-appliance-protection-insurance/13752>\
**Category:** General Inspection Discussion\
**Created:** [March 4, 2007, 7:12am UTC](https://forum.nachi.org/t/cap-appliance-protection-insurance/13752 "2007-03-04T07:12:43Z")\
**Posts on this page:** 10\
**Page:** 1

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**Author:** ![ccurrins](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/ccurrins/32/225758_2.png) [@ccurrins](https://forum.nachi.org/u/ccurrins)\
**Post date:** [March 4, 2007, 7:12am UTC](https://forum.nachi.org/t/cap-appliance-protection-insurance/13752/1 "2007-03-04T07:12:43Z")

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Does anyone use or have you heard of CAP? “Complete Appliance Protection” a 90-day guarantee for home inspections. That a home inspector can get for $15.00 per inspection an give it too his clients. I wanted to know if it was any good. Sounds good…

[www.thecapprogram.com/homeinspector](http://www.thecapprogram.com/homeinspector)

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**Author:** ![jmckenna1](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/jmckenna1/32/719_2.png) [@jmckenna1](https://forum.nachi.org/u/jmckenna1)\
**Post date:** [March 4, 2007, 1:54pm UTC](https://forum.nachi.org/t/cap-appliance-protection-insurance/13752/2 "2007-03-04T13:54:05Z")

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American Home Warranty offers a free 90 day home warranty  
that covers the struturural, mechanical, and appliances  
in the home for $14 (NACHI members).

[http://www.ahomewarranty.com/](http://www.ahomewarranty.com/)

…and Brinks Home Security will provide the  
same warranty for free, or pay you the cash.  
See the NACHI news release below and  
email me if you have any questions.

[http://www.nachi.org/brinksnachi.htm?PHPSESSID=5d22ba963cafc5f832822f2f09f3c87d](http://www.nachi.org/brinksnachi.htm?PHPSESSID=5d22ba963cafc5f832822f2f09f3c87d)

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**Author:** ![ccurrins](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/ccurrins/32/225758_2.png) [@ccurrins](https://forum.nachi.org/u/ccurrins)\
**Post date:** [March 4, 2007, 9:46pm UTC](https://forum.nachi.org/t/cap-appliance-protection-insurance/13752/3 "2007-03-04T21:46:30Z")

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> [@jmckenna1](#):
>
> American Home Warranty offers a free 90 day home warranty  
> that covers the struturural, mechanical, and appliances  
> in the home for $14 (NACHI members).
> 
> [http://www.ahomewarranty.com/](http://www.ahomewarranty.com/)
> 
> …and Brinks Home Security will provide the  
> same warranty for free, or pay you the cash.  
> See the NACHI news release below and  
> email me if you have any questions.
> 
> [http://www.nachi.org/brinksnachi.htm?PHPSESSID=5d22ba963cafc5f832822f2f09f3c87d](http://www.nachi.org/brinksnachi.htm?PHPSESSID=5d22ba963cafc5f832822f2f09f3c87d)

Thanks John, I’ll check into both of those. I had received this CAP brochure in the mail. Sometimes things look better then they are. It also has an ASHI stamp on the bottom.

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**Author:** ![ccurrins](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/ccurrins/32/225758_2.png) [@ccurrins](https://forum.nachi.org/u/ccurrins)\
**Post date:** [March 4, 2007, 9:46pm UTC](https://forum.nachi.org/t/cap-appliance-protection-insurance/13752/4 "2007-03-04T21:46:30Z")

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> [@jmckenna1](#):
>
> American Home Warranty offers a free 90 day home warranty  
> that covers the struturural, mechanical, and appliances  
> in the home for $14 (NACHI members).
> 
> [http://www.ahomewarranty.com/](http://www.ahomewarranty.com/)
> 
> …and Brinks Home Security will provide the  
> same warranty for free, or pay you the cash.  
> See the NACHI news release below and  
> email me if you have any questions.
> 
> [http://www.nachi.org/brinksnachi.htm?PHPSESSID=5d22ba963cafc5f832822f2f09f3c87d](http://www.nachi.org/brinksnachi.htm?PHPSESSID=5d22ba963cafc5f832822f2f09f3c87d)

Thanks John, I’ll check into both of those. I had received this CAP brochure in the mail. Sometimes things look better then they are. It also has an ASHI stamp on the bottom.

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**Author:** ![dcook1](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/dcook1/32/769_2.png) [@dcook1](https://forum.nachi.org/u/dcook1)\
**Post date:** [March 5, 2007, 1:17pm UTC](https://forum.nachi.org/t/cap-appliance-protection-insurance/13752/5 "2007-03-05T13:17:21Z")

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Why worry about the appliance? Many people are there and look at the appliance themselves. If it is new it should work for a while. If it is old it can die at any time.  
I always test any appliance that is staying with the purchase and mark the SN down. But I also make the client aware the unit either is under the manufacturers warranty (if it is new) or there is absolutely no warranty. I am testing only, not insuring. It is between the purchaser and seller to decide how long the appliance should work. I would not even go there.  
One HI in London ON, always gives a six month warranty with the appliance.  
As I have not heard about him lately, I wonder if this means he changes the business name every five months.  
I would not even touch warranteeing an appliance.  
As I told one lady… If it made by man, It is not a case of if it will break, it is a case of when it will break.  
Now if women made it, it might last a bit longer…:mrgreen:  
\</IMG\>

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**Author:** ![bwiley](https://avatars.discourse-cdn.com/v4/letter/b/8c91f0/32.png) [@bwiley](https://forum.nachi.org/u/bwiley)\
**Post date:** [March 5, 2007, 1:28pm UTC](https://forum.nachi.org/t/cap-appliance-protection-insurance/13752/6 "2007-03-05T13:28:45Z")

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AHS is a good warranty, and a good deal for NACHI members.

Remember, when you are considering a warranty as a part of your overall service package, your inspection itself may become misconstrued as a warranty program.

Nuisance calls increased (my toilet doesn’t flush and you inspected my house 6 months ago) when I began offering a 90 day warranty, and stopped when I discontinued offering the warranty. I didn’t notice any change in business either way.

Just food for thought. It may be different in your area. 😉

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**Author:** ![jlofstrom](https://avatars.discourse-cdn.com/v4/letter/j/b2d939/32.png) [@jlofstrom](https://forum.nachi.org/u/jlofstrom)\
**Post date:** [March 13, 2007, 2:20am UTC](https://forum.nachi.org/t/cap-appliance-protection-insurance/13752/7 "2007-03-13T02:20:05Z")

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This deal smells to the high heavens. Check out the company and for starters they say they are a member of BBB but they forgot to say what planet? This deal is a way to get your money, period, end of story. Send the money to your favorite chariety and at least you can claim a tax deduction.

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**Author:** ![ccurrins](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/ccurrins/32/225758_2.png) [@ccurrins](https://forum.nachi.org/u/ccurrins)\
**Post date:** [March 13, 2007, 4:08am UTC](https://forum.nachi.org/t/cap-appliance-protection-insurance/13752/8 "2007-03-13T04:08:22Z")

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> [@jlofstrom](#):
>
> This deal smells to the high heavens. Check out the company and for starters they say they are a member of BBB but they forgot to say what planet? This deal is a way to get your money, period, end of story. Send the money to your favorite chariety and at least you can claim a tax deduction.

Thanks for the tip. That’s kinda what I thought …since in my contract it says more than once this is not a warranty. The reason I asked is I live in Illinois and on the bottom of there cover page it had an ASHI logo on it, so I thought maybe it might have some merit. Being one that has restored and sold several homes I know those “home warranties” the real estate agents try to sell aren’t worth crap, especially after the depreciation factor.

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**Author:** ![gromicko](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/gromicko/32/58172_2.png) [@gromicko](https://forum.nachi.org/u/gromicko)\
**Post date:** [March 13, 2007, 6:21am UTC](https://forum.nachi.org/t/cap-appliance-protection-insurance/13752/9 "2007-03-13T06:21:19Z")

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[http://www.nachi.org/completeapplianceprotection2007.htm](http://www.nachi.org/completeapplianceprotection2007.htm)

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**Author:** ![vhibberts](https://avatars.discourse-cdn.com/v4/letter/v/c0e974/32.png) [@vhibberts](https://forum.nachi.org/u/vhibberts)\
**Post date:** [October 27, 2010, 10:13pm UTC](https://forum.nachi.org/t/cap-appliance-protection-insurance/13752/10 "2010-10-27T22:13:29Z")

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I currently am using the CAP program in Florida. So far I have only had one person take advantage of the program with an A/C issue out of many that I have provided. They were quick to response to the client’s call. However, they do not have the best phone manners.
