I think you have a great attitude about it. Do what you feel fit.
I think I would feel wrong if a bunch of agents recommended me.
Some do, due to my service and prices but never because I am soft
At least not in my opinion
All they ever care about is the sale. Real estate and insurance ones. No difference in the two.
I feel the insurance companies should be paying for these even though that would be bad for me personally.
I hate the fact that I get pissed clients when I do a good job.
Roof conditions and 4 points suck. I do them because they must be done.
First thing is to look at the items that generate heat. Water heater, stove, dryer, and furnace. If all of those items are gas then 60 amps can work. Otherwise I would expect a minimum of 100 amps if two items are electric and if all electric 150 amps+.
Unsafe Wiring
If you can touch it and it will electrocute you.
If the wires are joined together in a manner where they could easily short or be exposed.
Double Taps
Aluminum Branch Circuits.
Improper Wire Size
You did a great job identifying the issues and the homeowner should know that your inspection shows the issues.
The improper SEC could overheat causing a fire and taking someone’s life. I would rather be alive and pay a few hundred dollars to an electrician. Personally I would write a very kind letter to the property owner and the insurance agent expressing how fortunate it is that these issues have been discovered and how much you appreciate being reminded what a good inspector you are by his statement, “I will never call again because no other inspector ever mentions those things.”
Interesting approach to the SEC - I usually come at it from the other way - the breaker or panel is too large for the SEC - not the SEC is too small - I know 6 of one, half dozen of the other!!
I am trying to locate the Time Line that an insurance company would request a 4 point inspection.
Is it 1 year into the policy at renewal time? Maybe 2 years? 5 Years?
Does anyone know?