# E&O Insurance yet again

**URL:** <https://forum.nachi.org/t/e-o-insurance-yet-again/180062>\
**Category:** Public Archive\
**Created:** [November 10, 2004, 12:00am UTC](https://forum.nachi.org/t/e-o-insurance-yet-again/180062 "2004-11-10T00:00:00Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [November 10, 2004, 12:00am UTC](https://forum.nachi.org/t/e-o-insurance-yet-again/180062/1 "2004-11-10T00:00:00Z")

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**Originally Posted By: Ron Dawes**  
**This post was automatically imported from our archived forum.**

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As a new inspector in Texas, I’ve been researching E&O insurance options and found the past posts on this board to be invaluable. I’ve talked to FREA and Allen so far as they seem to be the 2 most popular based on postings on these forums. However, I’m going into this with my son (also a new TX licensee) and FREA charges double for 2 inspectors and Allen says they don’t write coverage for Texas. Ouch and ouch.  
  
  
So my question is, is there a good carrier that will cover 2 inspectors for less than 2 full policy charges and writes coveage in Texas? Thanks.  
  
p.s. waiting for my NACHI membership to process thru....  

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [November 10, 2004, 12:00am UTC](https://forum.nachi.org/t/e-o-insurance-yet-again/180062/2 "2004-11-10T00:00:00Z")

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**Originally Posted By: mrichardson**  
**This post was automatically imported from our archived forum.**

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Email Russel Ray. He uses a company that insures the inspection company, not the individual inspectors. Sorry, I can’t recal the name of his insurer.  
  
  
Welcome to NACHI.  
  
Mike  

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [November 10, 2004, 12:00am UTC](https://forum.nachi.org/t/e-o-insurance-yet-again/180062/3 "2004-11-10T00:00:00Z")

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**Originally Posted By: ccoombs**  
**This post was automatically imported from our archived forum.**

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I have company coverage from Evanston Insurance Company. I use a broker who shopped around for me.  
  
  
I found FREA's "one inspector" coverage outragously high. I believe Allen also had the same limitations, but I didn't get any prices from them.  
  
The broker I used is PPIB. My contact is Marsha Bastian at 949-729-0777. I would guess that doing work in Texas isn't an option for her, but the company is a national. If she can't help you I'm sure she can give you a contact person who can.  
  
Good luck!  

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [November 11, 2004, 12:00am UTC](https://forum.nachi.org/t/e-o-insurance-yet-again/180062/4 "2004-11-11T00:00:00Z")

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**Originally Posted By: dvalley**  
**This post was automatically imported from our archived forum.**

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Here’s a list…  
  
  
[![](https://global.discourse-cdn.com/internachi/original/3X/9/b/9bc732019cefc260bb3f323918a8781656993439.gif)](http://www.nachi.org/insurance.htm)  

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–  
David Valley  
  
  
MAB Member

  
Massachusetts Certified Home Inspections  
[http://www.masscertified.com](http://www.masscertified.com)  
  
"Some cause happiness wherever they go; others, whenever they go."

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [November 17, 2004, 12:00am UTC](https://forum.nachi.org/t/e-o-insurance-yet-again/180062/5 "2004-11-17T00:00:00Z")

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**Originally Posted By: cbutler**  
**This post was automatically imported from our archived forum.**

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as an FYI to everyone.  
  
  
Evanston is available to agents that are appointed with them. The problem this year was that the rate went from around $3,000 to upwards of $12,000 - 14,000 per year (with no claims and no increase in revenue (inspections) nice huh?) It was their way of non-renewing the business and the ones that stayed paid to do it. Most came to FREA.  

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–  
Sincerely,  
  
  
Chris Butler  
  
  
(Former) Director of Membership @ FREA  
  
  
[chris\_butler32@yahoo.com](mailto:chris_butler32@yahoo.com)
