# E&O Insurance

**URL:** <https://forum.nachi.org/t/e-o-insurance/11045>\
**Category:** General Inspection Discussion\
**Created:** [December 26, 2006, 8:57pm UTC](https://forum.nachi.org/t/e-o-insurance/11045 "2006-12-26T20:57:10Z")\
**Posts on this page:** 10\
**Page:** 1

<div class="post-metadata">

**Author:** ![jlevy](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/jlevy/32/183171_2.png) [@jlevy](https://forum.nachi.org/u/jlevy)\
**Post date:** [December 26, 2006, 8:57pm UTC](https://forum.nachi.org/t/e-o-insurance/11045/1 "2006-12-26T20:57:10Z")

</div>

Does anyone have the E & O Insurance from Towers Perin offered at a discount through NACHI?  
I am trying to find “affordable” insurance, as it is required by my state. After completing the form to get a total, it offers a link to buy at the given rate plus taxes and fees. My question is how much are the taxes and fees? A call to the number provided _(If you have any questions concerning your Invoice or any other billing related inquiries, please feel free to contact DBS’s dedicated and professional Customer Service staff at (800) 828-2718 or you may reach them via their website at \*[www.directbillservices.com](http://www.directbillservices.com)]([http://www.nachi.org/forum/](http://www.nachi.org/forum/))_.)\* was not able to answer any of my questions regarding this. They are strictly the billing dept and do not have the answers to questions.  
I don’t want to make the purchase and get burned by the fees and taxes.  
Any help would be greatly appreciated.  
Jimmy Levy  
Scout Inspections

---

<div class="post-metadata">

**Author:** ![lkage](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/lkage/32/347658_2.png) [@lkage](https://forum.nachi.org/u/lkage)\
**Post date:** [December 26, 2006, 9:49pm UTC](https://forum.nachi.org/t/e-o-insurance/11045/2 "2006-12-26T21:49:10Z")

</div>

Hi Jimmy and welcome.

Check with Joseph Ferry:

[legal@nachi.org](mailto:legal@nachi.org)  
and  
[eruditissimus@yahoo.com](mailto:eruditissimus@yahoo.com)

…copying to both addresses is probably best.

---

<div class="post-metadata">

**Author:** ![dvalley](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/dvalley/32/206092_2.png) [@dvalley](https://forum.nachi.org/u/dvalley)\
**Post date:** [December 26, 2006, 9:54pm UTC](https://forum.nachi.org/t/e-o-insurance/11045/3 "2006-12-26T21:54:27Z")

</div>

IMPO…Towers, Perrin **couldn’t** beat the rates that I’m presently paying to [FREA](http://www.frea.com/page20.aspx).

---

<div class="post-metadata">

**Author:** ![jferry](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/jferry/32/2358_2.png) [@jferry](https://forum.nachi.org/u/jferry)\
**Post date:** [December 26, 2006, 10:24pm UTC](https://forum.nachi.org/t/e-o-insurance/11045/4 "2006-12-26T22:24:14Z")

</div>

> [@jlevy](#):
>
> Does anyone have the E & O Insurance from Towers Perin offered at a discount through NACHI?  
> I am trying to find “affordable” insurance, as it is required by my state. After completing the form to get a total, it offers a link to buy at the given rate plus taxes and fees. My question is how much are the taxes and fees? A call to the number provided _(If you have any questions concerning your Invoice or any other billing related inquiries, please feel free to contact DBS’s dedicated and professional Customer Service staff at (800) 828-2718 or you may reach them via their website at \*[www.directbillservices.com](http://www.directbillservices.com)]([InterNACHI®️ Forum - InterNACHI®️ Forum - A community for home inspectors](http://www.nachi.org/forum/))_.)\* was not able to answer any of my questions regarding this. They are strictly the billing dept and do not have the answers to questions.  
> I don’t want to make the purchase and get burned by the fees and taxes.  
> Any help would be greatly appreciated.  
> Jimmy Levy  
> Scout Inspections

Email me your phone number. I’ll see that you get a quote and answer any questions that you have.

[legal@nachi.org](mailto:legal@nachi.org)

---

<div class="post-metadata">

**Author:** ![jclark1](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/jclark1/32/1023_2.png) [@jclark1](https://forum.nachi.org/u/jclark1)\
**Post date:** [December 27, 2006, 5:19pm UTC](https://forum.nachi.org/t/e-o-insurance/11045/5 "2006-12-27T17:19:54Z")

</div>

Here are a few other options [http://www.home-inspect.com/insurance.asp](http://www.home-inspect.com/insurance.asp)

---

<div class="post-metadata">

**Author:** ![lcapaul](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/lcapaul/32/627_2.png) [@lcapaul](https://forum.nachi.org/u/lcapaul)\
**Post date:** [December 27, 2006, 7:19pm UTC](https://forum.nachi.org/t/e-o-insurance/11045/6 "2006-12-27T19:19:43Z")

</div>

Joe,  
Is Towers Perin going to offer Occurance E&O?

---

<div class="post-metadata">

**Author:** ![jferry](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/jferry/32/2358_2.png) [@jferry](https://forum.nachi.org/u/jferry)\
**Post date:** [December 27, 2006, 9:23pm UTC](https://forum.nachi.org/t/e-o-insurance/11045/7 "2006-12-27T21:23:31Z")

</div>

> [@lcapaul](#):
>
> Joe,  
> Is Towers Perin going to offer Occurance E&O?

Lexington Insurance company through Towers Perrin’s brokerage offers occurrance coverage in states that require it like Washington and Minnesota.

Joe

---

<div class="post-metadata">

**Author:** ![lcapaul](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/lcapaul/32/627_2.png) [@lcapaul](https://forum.nachi.org/u/lcapaul)\
**Post date:** [December 27, 2006, 9:56pm UTC](https://forum.nachi.org/t/e-o-insurance/11045/8 "2006-12-27T21:56:54Z")

</div>

> [@jferry](#):
>
> Lexington Insurance company through Towers Perrin’s brokerage offers occurrance coverage in states that require it like Washington and Minnesota.
> 
> Joe

Thanks Joe, I’ll check them out, I’m currently carrying Occurance through Allen Insurance

---

<div class="post-metadata">

**Author:** ![jclark1](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/jclark1/32/1023_2.png) [@jclark1](https://forum.nachi.org/u/jclark1)\
**Post date:** [December 28, 2006, 6:36am UTC](https://forum.nachi.org/t/e-o-insurance/11045/9 "2006-12-28T06:36:37Z")

</div>

I got a ridiculous quote from Lexington last year. I think it was upwards of 5 grand. Allen was the least expensive. I’m sure Joe will tell you it’s more of a hybrid occurance policy, in that it has 4 (?) years of tail coverage.

---

<div class="post-metadata">

**Author:** ![wsingletonjr](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/wsingletonjr/32/590_2.png) [@wsingletonjr](https://forum.nachi.org/u/wsingletonjr)\
**Post date:** [December 30, 2006, 9:01pm UTC](https://forum.nachi.org/t/e-o-insurance/11045/10 "2006-12-30T21:01:58Z")

</div>

Jim, I got TowersPerrin Just a couple of months ago. It was very reasonable for a new inspector. I sent my money, but they were very slow to respond with the policy. I did though, receive a thirty day binder immediately.

Bill Singleton
