For the sake of discussion and exposure I submit this from form B1-1802:
Verified cyclic pressure & large missile (9-lb for windows doors/4.5 lb for skylights)
While I personally do not persue Insurance business and generally will only perform this inspection as an add on too a home inspection wondering about liability.
If performing an inspection on a home and one was able to identify that the window protection panels were labeled as large and small missile impact rated would you you automatically check off the box as protected?
The reason for asking this question is without having the product approval for the installed product one can not make a determination that the installed panels meet the required clearance from the glazing.
So the question becomes I have reviewed the product approval and Mr. homeowner the installation approved by the local Jurisdiction does not meet the requirements.
Or you approve and after the next hurricane get sued by the Insurer as the installation did not meet the requirement.
Remember the AHJ can not be sued is insurance capable oi inheriting this risk?