I certainly agree that a home inspector should not reply on a ‘digit test’ to locate a hot breaker - in fact most should not touch anything inside the panel at all. I also agree that it is good to have definitive data to give the client. Personally I use an IR thermometer and can easly identify hot spots that way. True, I cannot give them a picture, but it gets all the informaion that is required. However, as a H.I. what I report is my observation, without saying in absolute terms how it should be repaired or that anything absolutely has to be replaced. So far, I had had no kickback on any such things I have reported from electricians or clients. Should that happen I am fully prepared and willing to meet the electrician at the house to resolve the problem together. If it was hot when I reported it, it will still be hot when I return and it will be repaired.
Again, I am not saying H.Is not fully experienced in electrical work should proceed in this manner - each should proceed in accordance with his experience and training, consistent with safe inspection practices.