Insurance: Basic 4 point What is it???

Originally Posted By: jsieg
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This one is a new one for me. I have been seeing posts with “Basic 4 Point Insurance Inspection” stated in them.


What are they?
Who requires them? (I assume insurance co., but what ones?)
What do you inspect & how through are they?


Originally Posted By: dduffy
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Jason,


Roof, Electrical, Heating/Cooling/Ventilation, Plumbing.

Some insurance companies want them before underwriting a policy in a disaster prone region, typically the southeast.

I do the same thing in Arizona for a risk insurance underwriter from Miami, which has nothing to do with disasters in Phoenix, but the same concept.

They require licensed contractors for each trade on some of the large commercial inspections, (here anyway) which I provide.

The inspection report is written with the above mentioned information of the building at the time of inspection. The insurance company will then decide if they would like to take the risk and issue a policy.


Originally Posted By: jsieg
This post was automatically imported from our archived forum.



Thank You!