# Insurance coverage poll

**URL:** <https://forum.nachi.org/t/insurance-coverage-poll/175159>\
**Category:** Public Archive\
**Created:** [April 29, 2004, 12:00am UTC](https://forum.nachi.org/t/insurance-coverage-poll/175159 "2004-04-29T00:00:00Z")\
**Posts on this page:** 7\
**Page:** 1

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [April 29, 2004, 12:00am UTC](https://forum.nachi.org/t/insurance-coverage-poll/175159/1 "2004-04-29T00:00:00Z")

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**Originally Posted By: Russell Frame**  
**This post was automatically imported from our archived forum.**

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Lots of questions about insurance, thought it would be nice to summarize what people are carrying in a poll format.  

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [April 29, 2004, 12:00am UTC](https://forum.nachi.org/t/insurance-coverage-poll/175159/2 "2004-04-29T00:00:00Z")

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**Originally Posted By: dbowers**  
**This post was automatically imported from our archived forum.**

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Would like to answer the poll, but no answer there. I carry E&O and general liability - I have since 1986. Its not required by my state or any group I belong to. I bought it to protect myself (not buyers) against the buyer that thinks you’re his cradle to grave insurance policy.  
  
  
I've never had a claim against either one.  
  
I've given out a limited 90 day warranty for 5 years. Had 1 claim on it.  

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [April 29, 2004, 12:00am UTC](https://forum.nachi.org/t/insurance-coverage-poll/175159/3 "2004-04-29T00:00:00Z")

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**Originally Posted By: jburkeson**  
**This post was automatically imported from our archived forum.**

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Kinda of a loaded question here in Florida. I want to purchase general liability but not able to get a reasonable quote without purchasing E&O, so right now no insurance.  

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–  
Joseph Burkeson, RPI (Hooperette)

  
?Anyone who has proclaimed violence his method inexorably must choose lying as his principle.?  
 ~ Aleksandr Solzhenitsyn

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [April 29, 2004, 12:00am UTC](https://forum.nachi.org/t/insurance-coverage-poll/175159/4 "2004-04-29T00:00:00Z")

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**Originally Posted By: lschmid**  
**This post was automatically imported from our archived forum.**

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Cannot answer poll. I carry liability and E & O, but not required by state.  

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–  
Larry Schmid  
  
  
First Choice Home Inspection,Inc.  
  
  
South Carolina Chapter President  
  
  
[www.1stchoicehomeinspection.com](http://www.1stchoicehomeinspection.com)  
  
  
A SAFE HOME IS A HAPPY HOME

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [April 29, 2004, 12:00am UTC](https://forum.nachi.org/t/insurance-coverage-poll/175159/5 "2004-04-29T00:00:00Z")

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**Originally Posted By: rfarruggia**  
**This post was automatically imported from our archived forum.**

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$1 million G/L , $1 million E&O, $10,000 Fidelity bond  

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [April 30, 2004, 12:00am UTC](https://forum.nachi.org/t/insurance-coverage-poll/175159/6 "2004-04-30T00:00:00Z")

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**Originally Posted By: rpierson**  
**This post was automatically imported from our archived forum.**

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Ditto, what Larry said.  
  
  
Although! I currently have Allen Ins. 300/600 & General Liability with $1,000 deductible. But my renewal went up over 10%. @ $400 a month, not sure I can afford it anymore. I will ask for a reduced coverage rate 150/300 and see what I can do. But I might not carry E&O anymore. The marketing I did around the Great Coverage I had, never seemed to take. I think I have been asked for insurance maybe twice this last year.  

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**Author:** ![system](https://global.discourse-cdn.com/internachi/original/3X/d/f/df7ced6a9ca05e7c93fa949dfc12a8c10d06c887.png) [@system](https://forum.nachi.org/u/system)\
**Post date:** [May 1, 2004, 12:00am UTC](https://forum.nachi.org/t/insurance-coverage-poll/175159/7 "2004-05-01T00:00:00Z")

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**Originally Posted By: Blaine Wiley**  
**This post was automatically imported from our archived forum.**

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The answer ain’t there. E&O to protect me and my ASSets and general liability. I have the realtor referral rider on the E&O also. There is no state requirement for either here in FL.  

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