Anything at all.
Yes a tall willowy blonde … with a nice car and big bank account to keep in the livestyle I have become acustom to!
An asian lady of no more than 20 yrs in age, is very flexible, has access to concert tickets, a foul mouth, and likes a good spanking. Who also can whip up a damn fine general Tsao’s chicken. That would be sweet.
Is that possible. ) )
Yes, how about some truly affordable E&O insurance??
It is interesting that an RE Agents office can obtain 1M/1M coverage for each Agent in their office (not much limit on the number of Agents covered) for under $1000 a year TOTAL!! Yet as an Inspector the best we can hope for with that range is $3000+.
Another interesting point is the Underwriters will tell you that Inspectors are a high risk. Not sure about any other state but if you check the stats for Texas there is an average of 8 disciplinary actions against Inspectors each year. Each month of that same year there are at least 10 - 15 serious charges against RE Agents. How did we become such a heavy liability as compared to Agents???
I can agree with that… We can use some really affordable E&O Insurance.
We can also use affordable Medical insurance.
In all seriousness, this is an excellent post.
I couldn’t agree more.
Medical insurance.
IR equipment - still too high for most markets - quality nothing to brag about
E & O insurance based on $$ income # of inspections so that cost is not so high for the new kid or the part timer
Poo-ie suites – $4.00 is too much
Remote video equipment for attics and craw spaces in the $200 area
Better deals on test equipment. – Trust me I know what it takes to build this junk – just because it is for our industry we are being taken to the cleaners
OR lets get some people together to adapt some off the shelf radio shack stuff - % of moisture is just resistance and or capacitance
rlb
NACHI’s E&O saves me over 6 years’ of membership dues per year, alone.
I had been paying about 3k for 250,000 E&O w/2500 deductible.
This year, I went with NACHI’s ADRS system as a first line of defense, then followed by NACHI’s E&O, which runs me $1,800 a year for $500,000k and a 5000 deductible.
Savings: $1200.00 a year.
Slam-Dunk, NACHI Rocks!
Ditto…
Work with me here Nick. South Carolina does not have the E & O deal yet. Mine is up in August. I’m stuck with FREA for $3295.00. Way too high.
Thanks man.
A NACHI Credit Union…???
Nick G. wrote
I’ve attached my Towers and Perrin quote below for 1M/1M and $2500 deductible. Where’s the big discount? Let’s not forget that does not include the Texas taxes and fees which have not been added, which are not cheap either. As I said above $3000+!
Premium Estimation
Base Rate:
$3,000
Premises Liability:
$500
AD&D:
$149
Terrorism:
$31
Sub-Total:
$3,680
NACHI Discount:
$525
Final Estimation:
$3,155 Premium
**Please Note: **This estimate does not include excess and surplus lines taxes and fees which may be required by your state. If such taxes are required, your final quote/binder will include these costs. Full payment is due within 30 days. A non-refundable minimum premium of 25% (plus taxes or fees, if any) is earned upon binding, even if you subsequently choose to cancel the policy.
Don’t get me started on Towers Perrin. I am way too angry right now and only have a week to fix it.
Wow, I guess I’ll just stay with FREA and be content.:neutral:
Ditto
Hello all,
Are any of you thinking of attending the NACHI chapter meeting in Greenville, SC tomorrow?
If you can make it, we will have a team taking orders for the Free Air Chek Radon Pro-Pack and to sweeten the deal we will include in our gift envelope a newly-printed, US government-issued $20.00 bill (the real one with Jackson’s picture on it), which will cover the cost of attendance.
Yes, I realize it is a bit late for some of you to make plans, but this is the first time we have been to one of the chapter meetings…and I admit, when it comes to protocol, we are still in the learning mode.
This is a no strings attached offer. A Free Air Chek Radon Pro-Pack and your paid entrance fee ($20). Plus another discounted offer that those who are there will get a first chance to participate in. (A $100 off deal on home inspection software.)
We hope ALL you folks show up!
I would like to see a discount on Flir thermal cams. I saw there was one back in 05, but not lately.
every bit helps, Thanks
to know what really happened on the grassy knoll…