It’s been a while since anyone needed to get in this panel! At least it was only the main disconnect.
Nothing a firemans axe cannot remedy in a few seconds
Well, at least you can be reasonably sure that there hasn’t been any recent modifications to the service equipment. Still a bad condition, no matter how you look at it. . .
I would also hazard a guess that the tree is to close to the foundation.
I fairly sure there’s something in electrical codes that say a panel has to be “readily accessible”…but why would a human know that?