No inspection required

Anybody heard of HO8. I’m sure it’s geared to the many homeowners who have paid off their mortgage.


HO 00 08 04 91 Modified Coverage Form

  1. Designed for homes where the replacement cost exceeds the market value.
  2. Tighter underwriting rules typically apply, as this class might present potential for heavy losses and adverse selection.
  3. Named perils on dwelling and contents.

This Form is better than a HO 01 and slightly less than a HO 02