It’s autopay.
Joe, have you assigned a “back-up funding” credit card at your PayPal account? That would likely have kept you from incurring NSF fees.
Kansas City seems to be a really different town for this kinda thing.
In 3-4 years I’ve only had a half-dozen people even tell me they got the Newsletter, let alone read or liked it. But I keep sending it cause I like it.