ProPay offers InterNACHI members a deal.

Great discussion. 3.25% is just the lowest tier, ProPay does have rates down to 2.69%. ProPay also has the email invoice feature, 800# phone processing, and go to www.pocketpay.me for a way to process on your smart phone with ProPay (Thanks for asking, Chuck).

As for PCI DSS compliance, why pay anyone a $15-30/month fee as a penalty or for their help on compliance? You could use ProPay’s MicroSecure Card Reader and email invoices for less and still be compliant. (The reader is encrypted, so you never have full card data=compliant).

Tanner, if an inspector is entering in credit card information on their cell phone (they’re seeing CC data) then according to Visa they MUST be PCI compliant. This would be the same for calling an 800 number as well. So you’re saying with your service inspectors won’t need to pay a PCI fee?

Bill, doesn’t your company have monthly minimums to meet?

i use paypal as well works great, as customers r happy that their info is safe.

Every processor has a monthly min. of $25.00.

That’s not true Bill. The bank we made a deal with has no monthly minimum transactions as our users on here can tell you. There’s just a $5 gateway fee and $10 PCI compliance fee. We got the monthly minimum waived (it helps to get 8 banks to compete with each other over thousands of users!)

Whats the rate and trans fee?

Via their website, email, or web page on cell phone it’s 2.03% for debit cards, 2.3% for credit cards (.15% extra for rewards cards). We have very few guys with swipers (as there’s no monthly fee if they’re processing through their phones). The few that do pay 1.53% for swiping the cards. Most avoid that though so they don’t have to pay a monthly fee to a have a swiper working off cell towers (when it’s free on the phone).

Transaction fee is .35 per transaction.

The remote terminals you have though are very cool looking though and definitely quick and easy to use on site versus manually entering the data via a cell phone.

Well there ya go I’m at 1.89 and .25 do the math with no cancellation fee.

6 or half dozen of the other I guess it all boils down to service and reliability. I’ve been in the industry 11 years and providing FREE credit card systems to InterNACHI 4 years.

Are there any monthly charges for using the device since it works off the cell network? Any PCI compliance charges, Monthly report charges (I think you told me on the phone you didn’t have any of these), or any other charge than $25 a month monthly minimum. Any charges to take a payment over the phone or via a website?

I’m always looking for the best rate for our users as they integrate the system into the software and their websites (though we have inspectors who don’t use either sign up through us as well). If you can beat it I’d definitely send them your way. Obviously the 1.89% & .25 a transaction is good (though card swiping through our bank starts at 1.53 if you see my post below, but everyone using them has a terminal tied into a phone), but the other fees can change things for low to moderate users.

The no cancellation charge thing is definitely great. That’s one thing I haven’t been able to get the banks to budge on, the one we use is a 3 year contract.

I’ve used Propay for a couple of years now. I love them and my clients love how easy it is to use. A request for payment is mailed to them through a secured link.

Nothing is cheaper than card present transactions, that’s the reason wireless systems were invented.

Empowered Point of Sale, Inc. free credit card system video presentation:

http://www.youtube.com/watch?v=NgvIItDhxiw](http://www.youtube.com/watch?v=NgvIItDhxiw)

](http://www.youtube.com/watch?v=NgvIItDhxiw)
www.creditcardsystemsforfree.com

Thanks for the info Dominic, it looks like you have a good setup. :smiley:

Empowered Point of Sale, Inc. free credit card system video presentation:

NACHI.TV Empowered commercial video: http://www.nachi.tv/users/bjanis/videos/15 Proudly servicing InterNACHI as a top vendor since March of 2006www.creditcardsystemsforfree.com

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Empowered Point of sale, Inc. www.creditcardsystemsforfree.com offers a free, fast, wireless system and free E-commerce gateway set up for accepting credit and debit card payments from your customers. No upfront cash, no four year lease, no application, activation or service fee’s. Even the shipping, installation and training is free. Other free benefits include ongoing toll free support 24/7, 365 days a year. In this existing, struggling economy a businessman needs every financial state of the art advantage. Increase your revenue streams and cash flow with this essential FREE financial tool. The Visa/MasterCard logo lends credibility to your business adding a more steadfast, grounded, established and professional impression. Download Paperwork now at: www.creditcardsystemsforfree.com

NACHI.TV Empowered commercial video: http://www.nachi.tv/users/bjanis/videos/15
Proudly servicing InterNACHI as a top vendor since March of 2006

Hey InterNACHI members, here is a way you can make money by getting paid for processing credit cards.****


Residual Income Kickback - Merchant Processing Partnership Program

What if every time you swiped or keyed in a credit/debit card through your credit card system at your business you would make money? What if it were possible to create a residual income kickback on the backend interchange revenue from each transaction you processed? Giving less to the credit card companies and more money to you. Thus giving you virtually free processing. Every month you would receive a lucrative, recurring revenue stream as your new added source of income. Deposited directly into your business bank account from your credit card processing. In proportion to the amount of credit card processing that you transacted that month. Increasing profits, wealth, prosperity and cash flow!

Empowered Point of Sale, Inc. www.creditcardsystemsforfree.com Exclusively Introduces…

… The next evolution in credit card processing beyond the free credit card system program. Along with giving you a free credit card system. Empowered Point of Sale, Inc. www.creditcardsystemsforfree.com now offers the groundbreaking Residual Income Kickback - Merchant Processing Partnership Program In which you’ll earn monthly residual proceeds from your businesses credit card processing.


From now on perceive your credit card system as an employee who never complains or misses work. You’ll look forward to using credit cards instead of dreading it knowing that your getting paid. You also have the opportunity to recommend as many new referrals and as many other merchants as you want. To make even more residual capital off of their credit card processing. Who knows? You might even find a new budding career in the bankcard industry or maybe discover a good second source of income. If anything is for sure this program will offset your processing cost, if not abolish it all together. In these harsh economic times every businessperson needs every monetary advantage and financial edge**. All this will factually do is give back to you the merchant what you should have been getting paid all this time anyway. A residual kickback every time your credit card system is used.** Decreasing your overhead expense simultaneously increasing your bottom line profits.

It’s said necessity is the mother of invention. This is an actuality whose time has come and way too long overdue. The middleman (sales force) is eliminated streamlining the interchange passage to you making you the fiscal recipient. Program offered only to merchants that apply after 04-21-10. One thing is for sure and definite, no other processor or competitor makes this amazing offer because we invented it. Empowered is its true architect and creator. It’s really unheard of, to actually pay out cash for processing credit cards that makes you money anyway. This new partnership idea of sharing the backend residual income is totally innovative, unique and original in the merchant processing industry. Empowered Point of Sale, Inc. www.creditcardsystemsforfree.com will always professionally strive and continue to be the pioneering leader and the trendsetting first in bankcard. Spearheading this novel, revolutionary way of processing credit cards and doing business in America!

Sharing the wealth,

Bill Janis

Empowered Point of Sale, Inc.
1.847.263.1292 Phone
1.866.282.8009 Fax
info@creditcardsystemsforfree.com
www.creditcardsystemsforfree.com

Yea thanks again Dom.

How does 1.69% and .20 sound for all InterNACHI sound.