Sample Letter to the Owner of a Commercial Property Who Asks to Be Added to the Inspector’s Insurance Policy

When the owner asks to be named as an additional insured on the inspector’s policy, that means the owner would be entitled to the same coverage under the policy that the inspector has. Inspectors should be hesitant to agree to this, but it may be worth it if the financial rewards for the inspection will be significant. An inspector who agrees must again be clear that by adding the owner to the policy, the inspector is not entering into any other contract with the owner and must against be concerned about protecting his/her own legal interests and privacy.

When an owner asks the inspector to be named as an additional insured, the best policy is to require the owner to sign a short document before the inspector asks the inspector’s carrier to add the owner as an additional insured.

This document is available to members of CCPIA. Visit: Sample Letter to the Owner of a Commercial Property Who Asks to Be Added to the Inspector’s Insurance Policy