If I cannot document that the roof has been renailed due to limited access, no shinners, ect. I mark the roof deck accordingly and encourage the home owner to get the roofer to supply a roof deck affidavit. Most of the counties require this as part of the reroof process. At that point the issue is up to the underwriter. My report is accurate to my observations and the matter is before the underwriter for determination.
I have seen the affidavit accepted and denied by underwriters. Unfortunately, Dennis is right. In most cases they could careless what the roofer swears to.
Soooooo, A 2002 permitted gabled roof wouldn’t qualify unless the permit shows the flat roof also was done.
If you show verification pics of the gabled roof…does this suffice as to the flat portion of the roof. Flat roof no access
I am just trying to justify the reason of taking verification pics if the proper permits were pulled and finalized. If the insurance companies accept permit data for flat roofs why not for accessible attic spaces.
Trying to keep us out of attics if at all possible.
“weakest form of attachment”. That would default to unknown.
It only happened once and I removed two soffit vent screens, got the needed pictures and then, put the screens back. They were screwed in before.
Those pictures went in the report, and so did the ones from the gable roof along with the permit number and application date.
An overload of information, but I believe that if you give the insurance company no reason to ask for more information, they won’t. Or, at least it may deter them.