# Wind Mitigation Question **URL:** \ **Category:** Florida and SUNachi Inspectors\ **Created:** [July 4, 2014, 3:03pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063 "2014-07-04T15:03:06Z")\ **Posts on this page:** 20\ **Page:** 3
**Author:** ![jshishilla](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/jshishilla/32/1188_2.png) [@jshishilla](https://forum.nachi.org/u/jshishilla)\ **Post date:** [July 8, 2014, 2:03am UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/41 "2014-07-08T02:03:11Z")
> [@wsiegel](#): > > Wow, this is scary. Did you not take any of the wind mitigation classes? Yes it is. :eek::shock::freaked-::ack!:](\*,):???: I will look at publishing the new update wind mit class I wrote. ---
**Author:** ![sbarber](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/sbarber/32/180422_2.png) [@sbarber](https://forum.nachi.org/u/sbarber)\ **Post date:** [July 8, 2014, 12:48pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/42 "2014-07-08T12:48:53Z")
Thanks for the help guys. After digging through the useless comments, that so many of you offered, some offered information dealing with when the FBC went into effect here, or should have gone into effect here. The issue I was having was information coming from our local building dept. vs. local roofing contractors, both of which agree, though it was not the law in 1999, most roofing contractors here did in fact install to the FBC when it was put into effect in the HVHZ, as per the recommendation of the local building department. We had areas here, after Hurricane Ivan, where the first phase of construction (built in 1997/98) would have all stripped roof tops and the latter phase (built in 1999/2000) would have not one shingle missing. This made it obvious that different products and/or installation practices were followed from 1997/98 to 1999/2000. Again, thanks for the assistance! ---
**Author:** ![akahn](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/akahn/32/189220_2.png) [@akahn](https://forum.nachi.org/u/akahn)\ **Post date:** [July 11, 2014, 2:08pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/43 "2014-07-11T14:08:01Z")
Scott, the FBC was not in existance in 1999. Can you prove Miami Dade product approval for the roof? If not you cannot use “A” ---
**Author:** ![mmeeker](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/mmeeker/32/59432_2.png) [@mmeeker](https://forum.nachi.org/u/mmeeker)\ **Post date:** [July 11, 2014, 2:09pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/44 "2014-07-11T14:09:44Z")
I do not think he is listening to reasoning ☹ And something tells me all those 1000+ reports will remain as they are. ---
**Author:** ![mgoldenberg](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/mgoldenberg/32/89265_2.png) [@mgoldenberg](https://forum.nachi.org/u/mgoldenberg)\ **Post date:** [July 11, 2014, 3:51pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/45 "2014-07-11T15:51:38Z")
> [@sbarber](#): > > \*\*though it was not the law in 1999, most roofing contractors here did in fact install to the FBC when it was put into effect in the HVHZ, as per the recommendation of the local building department. \*\* I rubbed my eyes twice - It still read it the same way. :shock: Rained out on a big one today, have to return tomorrow for exterior & rooftop. ☹ ---
**Author:** ![evandeven](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/evandeven/32/373798_2.png) [@evandeven](https://forum.nachi.org/u/evandeven)\ **Post date:** [July 11, 2014, 4:34pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/46 "2014-07-11T16:34:20Z")
> [@mgoldenberg](#): > > I rubbed my eyes twice - It still read it the same way. :shock: > > Rained out on a big one today, have to return tomorrow for exterior & rooftop. ☹ I’ll try and clarify what he is trying to say. In some areas, not in the HVHZ, Boca Raton for instance, the builders built to the 94 code, even though it wasn’t adopted in Palm Beach county. Some touted this as building better than required, after all, Andrew had just hit 2 years prior. As to the question asked, I think… Question 1. You are not going to get any credit if you are not in the HVHZ, unless the permit application date for the structure is after 3/1/2002. Question 2. The only way you are going to get that credit is if you prove, that you have a Miami-Dade Product Approval listing current at time of installation, or the roof has a permit date after 3/1/2002, and in your case, it is going to have to be the former portion of the previous statement. That can be obtained from the building department, in some instances. Question 3.The only way you are going to prove C to the insurance company, is with pictures of 8D nails, six inches apart. Maybe you get lucky and get pictures of those dreaded shiners I hear so much about. Maybe you have to start cutting into trusses. I know it can be done, as I have done it. It may not be done often, but under the right conditions, it can be. ---
**Author:** ![rlewis5](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/rlewis5/32/337040_2.png) [@rlewis5](https://forum.nachi.org/u/rlewis5)\ **Post date:** [July 11, 2014, 4:56pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/47 "2014-07-11T16:56:46Z")
I just did my CU and in the wind mit lesson they stated that if the home wasn’t in the windborne debris area there was no need to fill section 7 out. ---
**Author:** ![evandeven](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/evandeven/32/373798_2.png) [@evandeven](https://forum.nachi.org/u/evandeven)\ **Post date:** [July 11, 2014, 5:03pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/48 "2014-07-11T17:03:17Z")
> [@rlewis5](#): > > I just did my CU and in the wind mit lesson they stated that if the home wasn’t in the windborne debris area there was no need to fill section 7 out. Why not? ---
**Author:** ![rlewis5](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/rlewis5/32/337040_2.png) [@rlewis5](https://forum.nachi.org/u/rlewis5)\ **Post date:** [July 11, 2014, 5:07pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/49 "2014-07-11T17:07:00Z")
Because it isn’t in the windborne debris zone. ![WinBorne.jpg](https://global.discourse-cdn.com/internachi/original/3X/8/3/8399072086b0960efea3f4fb6a581c4709f63c8a.jpeg) ---
**Author:** ![evandeven](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/evandeven/32/373798_2.png) [@evandeven](https://forum.nachi.org/u/evandeven)\ **Post date:** [July 11, 2014, 5:14pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/50 "2014-07-11T17:14:41Z")
> [@rlewis5](#): > > Because it isn’t in the windborne debris zone. What does that have to do with filling out the form? ---
**Author:** ![jshishilla](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/jshishilla/32/1188_2.png) [@jshishilla](https://forum.nachi.org/u/jshishilla)\ **Post date:** [July 11, 2014, 5:47pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/51 "2014-07-11T17:47:36Z")
What class was that? ---
**Author:** ![btoye](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/btoye/32/58400_2.png) [@btoye](https://forum.nachi.org/u/btoye)\ **Post date:** [July 11, 2014, 6:01pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/52 "2014-07-11T18:01:54Z")
That would be a good question for an insurance agent that is not in a WBDR. Of course you should still fill out Q7, but I don’t know if there are any real discounts for valid opening protection outside a WBDR. ---
**Author:** ![evandeven](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/evandeven/32/373798_2.png) [@evandeven](https://forum.nachi.org/u/evandeven)\ **Post date:** [July 11, 2014, 6:40pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/53 "2014-07-11T18:40:45Z")
> [@btoye](#): > > That would be a good question for an insurance agent that is not in a WBDR. Of course you should still fill out Q7, but I don’t know if there are any real discounts for valid opening protection outside a WBDR. What if you had no other discounts? An A1 has to be worth a few bucks! :mrgreen: ---
**Author:** ![btoye](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/btoye/32/58400_2.png) [@btoye](https://forum.nachi.org/u/btoye)\ **Post date:** [July 11, 2014, 9:34pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/54 "2014-07-11T21:34:55Z")
I am curious about that. All of my WM’s are inside the WBDR. ---
**Author:** ![evandeven](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/evandeven/32/373798_2.png) [@evandeven](https://forum.nachi.org/u/evandeven)\ **Post date:** [July 11, 2014, 9:47pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/55 "2014-07-11T21:47:01Z")
> [@btoye](#): > > I am curious about that. All of my WM’s are inside the WBDR. Is that a radio station? :mrgreen: :mrgreen: ---
**Author:** ![rlewis5](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/rlewis5/32/337040_2.png) [@rlewis5](https://forum.nachi.org/u/rlewis5)\ **Post date:** [July 12, 2014, 11:31am UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/56 "2014-07-12T11:31:14Z")
> [@jshishilla](#): > > What class was that? It was a continuing ed with PACE . ---
**Author:** ![btoye](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/btoye/32/58400_2.png) [@btoye](https://forum.nachi.org/u/btoye)\ **Post date:** [July 12, 2014, 5:07pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/57 "2014-07-12T17:07:20Z")
PACE online CE sucks. Isn’t that the one with a retired Channel 8 News anchor narrating the lame powerpoint slides? ---
**Author:** ![jshishilla](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/jshishilla/32/1188_2.png) [@jshishilla](https://forum.nachi.org/u/jshishilla)\ **Post date:** [July 12, 2014, 5:11pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/58 "2014-07-12T17:11:08Z")
> [@btoye](#): > > PACE online CE sucks. Isn’t that the one with a retired Channel 8 News anchor narrating the lame powerpoint slides? That explains a few things. ---
**Author:** ![btoye](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/btoye/32/58400_2.png) [@btoye](https://forum.nachi.org/u/btoye)\ **Post date:** [July 12, 2014, 5:12pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/59 "2014-07-12T17:12:11Z")
This one is probably a better one, although I have not taken it so I can’t say. Their other classes are ok. [http://www.graysystems.com/magento/hurricane-mitigation-and-building-systems-for-home-inspectors.html](http://www.graysystems.com/magento/hurricane-mitigation-and-building-systems-for-home-inspectors.html) ---
**Author:** ![jshishilla](https://sea2.discourse-cdn.com/internachi/user_avatar/forum.nachi.org/jshishilla/32/1188_2.png) [@jshishilla](https://forum.nachi.org/u/jshishilla)\ **Post date:** [July 12, 2014, 8:12pm UTC](https://forum.nachi.org/t/wind-mitigation-question/88063/60 "2014-07-12T20:12:51Z")
Given the nature of insurance inspections(open to interpretation and hard to verify) how does an inspector know if they are getting current or proper information? [Previous page](https://forum.nachi.org/t/wind-mitigation-question/88063.md?page=2) [Next page](https://forum.nachi.org/t/wind-mitigation-question/88063.md?page=4)