belliott
May 1, 2013, 4:06pm
21
Just curious here but do all of you guys usually specify the method of correction when it comes to roofing material ?
I note the damage and send liability to the contractor.
Understand if you were a professional installer however but here Roofers and Plumbers are licensed.
mkrueger
May 1, 2013, 4:11pm
22
Mike_O_Handley:
Could that be hail damage?
If that’s hail damage and the worst of the hail damage is all that’s visible, isn’t there a possibility that more of the same kind of damage will manifest itself as the impact sites that aren’t visible yet get older and the granules at those impact sites slough off?
Insurance adjusters in areas that have heavy hail see hail damage all the time. If you sometimes get heavy hail in your area and you suspect it could be hail damage, ask yourself if there’s a possibility that an insurance adjuster would pay to replace the entire cover knowing that more of the same could develop later on? If you’re not sure or suspect that there might be even the slightest possibility that an agent could call for a new cover, contact your own agent, ask him to do you a favor by having one of their adjusters look at the photos and shoot him a copy of the photos to see what they think. Make sure he understands that this is not your house and if he asks who’s house it is explain that information is confidential. He might tell you to take a hike or he might be happy to help out a client.
Mike O’Handley
I thought it might be hail damage at first because hail is common around here. Several reasons I don’t think it was hail. I didn’t see any dents in the gutters, metal flashings, vents… Also one of the damage spot was pretty big. Take a look at the third photo. The spot is actually damaged under the upper layer. If this was hail wouldn’t the piece above also have damage (or maybe this is from collateral damage)?
mkrueger
May 1, 2013, 4:13pm
23
Bob,
I often say repair/replace as needed.
canderson5
May 1, 2013, 6:07pm
24
belliott:
Just curious here but do all of you guys usually specify the method of correction when it comes to roofing material ?
I note the damage and send liability to the contractor.
Understand if you were a professional installer however but here Roofers and Plumbers are licensed.
Nope, never. Like you said, let the roofer bear that liability.
kshepard
May 3, 2013, 3:26am
25
Mike_O_Handley:
Could that be hail damage?
If that’s hail damage and the worst of the hail damage is all that’s visible, isn’t there a possibility that more of the same kind of damage will manifest itself as the impact sites that aren’t visible yet get older and the granules at those impact sites slough off?
Insurance adjusters in areas that have heavy hail see hail damage all the time. If you sometimes get heavy hail in your area and you suspect it could be hail damage, ask yourself if there’s a possibility that an insurance adjuster would pay to replace the entire cover knowing that more of the same could develop later on? If you’re not sure or suspect that there might be even the slightest possibility that an agent could call for a new cover, contact your own agent, ask him to do you a favor by having one of their adjusters look at the photos and shoot him a copy of the photos to see what they think. Make sure he understands that this is not your house and if he asks who’s house it is explain that information is confidential. He might tell you to take a hike or he might be happy to help out a client.
Mike O’Handley
Hailstone impact typically presses granules into the impact area. This is delamination.
mkrueger
May 3, 2013, 11:34am
26
Thank you for clarifying that Kenton.