For those of you that do four point and wind mitigation inspections, I would appreciate some clarification. On NACHI wind mit training it states “roofs that are metal pan/standing seam or insulated metal panel patio/carport roofing system and not continuously connected to the main roofing system shout NOT be reported” that I understand, my question is, does the same apply for the four point?
The 4PT doesn’t care how it’s attached. Just add slope pics and you’re done.
The is for your reply @rparmer and that’s what I’ve always done. Only problem with that is most of those metal panel patio/carport roofs never have a permit or anything like that. So when adding them as a secondary roof on the report I have to simply guess most of the time how old they are. So I was just wondering how other do it.
I re-read your post. If it’s not attached to the structure don’t go out of your way to add any pics of it and don’t mention it on the 4-Point. If the carport is just in the pics then so be it. It’s for the owner to argue coverage if something happens to it. Excuse my confusion.
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I had this situation as well. Wondering how you figure that out eventually.
Thanks.
I do not report such things that are not part of the truss system.
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The four-point according to the home inspection board, is not considered a home inspection. Therefore, answer the questions on whatever form you use.
First, it isn’t your concern if it is permitted or not, at least as far as the 4-point goes.
Secondly, I would refrain from “guessing” how old something is. If there is some tangible proof, like an invoice, then use that. If there is no proof, state that. “I don’t know”. Somewhere along the lines, you should inform your client exactly what documentation you are looking for, before you even waste your time going out to the property, then doing the report, then having an irate client call you stating, “Because of your report, I lost my insurance”.
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More than 80% of the roofs I inspect have no permit or any documentation of when it was last updated, specially flat roofs. If I were to put “I don’t know” on the four point where it asks the roof age that means more than 80% of my reports would be sent back by the insurance (I know this because I have put “I don’t know” or “no data” before and it has gotten kicked back). Therefor what I do now is that I write “approximately” after however many years I’m estimating the roof is.
If the insurance company accepts that, I guess it is ok…
On the citizens form, it asks the following questions pertaining to the roof, 3 of which require dates:
Roof age (years): __________
Remaining useful life (years): __________
Date of last roofing permit: __________
Date of last update: __________
With no documentation to go by, you are just guessing.
If you are guessing about the age and lo and behold, documentation is produced which proves your guess was off, especially if the roof turns out to be older than you said, someone isn’t going to be happy.
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I don’t add them. I will if the insurance company ask me to, which is not very often, As there is no definition of a 4 point inspection (unlike a wind mitigation) its up to the company requesting it what they specifically want.