It’s pretty much poor practice. The lighting isn’t considered a continuous load, so it doesn’t fall into the 80% FLA category. Check with the town’s local codes, they may have a limit on the number of outlets (inc lighting) on one circuit. In my town they have a limit of 8.
Not to worry, many of us ask questions on here that go much deeper than inspection SOP’s and report writing. No harm in learning or contributing knowledge beyond the scope.
The sistuation you are describing it is legit set up however it kinda poor pratice to do that.
I know it can get out of hand but some case in some of the homes some of the contractors go by few diffrent way ., Bare minuim NEC code requirement { that typically a cheapest route to run the conductors } and med or top of line which it mean more than minuim code requirement.
Owner discovered the issue, I was doing a 1 year warranty inspection and took the time to make a few extra checks to see if the problem appeared to be an immediate fire hazard or if the circuit was loaded beyond max with just the lights.
I always try to accomodate the client on these 1 year inspections, they always have some inside information about the house that is interesting. This is not something I usually look for and do not recommend anyone start checking current draw without experience with doing so. I didn’t even stay in a holiday inn all year but could.