Inspection & Writing Assignment:
This image is of the roof-to-wall attachment of the home. It is a trap which has 3 nails in the front and one in the back. This in compliance with codes. It is less than 1/2 inch away from the truss, which is also in compliance with code.
Research & Writing Assignment:
Wind Mitigation inspection…its important to report with photos and measurements of the roof structure. Gable roofs more than 5 feet in height can present a higher risk of failure in hurricanes than Hip style roofs. The perimeter of the structure can be measured at ground level. If the length of the gable roof is more than 10% of the measurement of the structure. It will be noted in the wind mitigation report and more than likely it will be discounted from meeting the requirements the Insurance company parameters for a discount on home insurance policy…
Inspection & Writing Assignment:
This is a picture of a strap on my house.The strap is inbeded in the top of the wall right next to the truss.The strap is fastened to the truss with 6 nails.found shinner to show roof is nailed with 8d nails
Inspection & Writing Assignment:
This is an image that can be used in a wind mitigation inspection. It gives a good look at the geometry of the roof. Also, it gives a picture of the roof covering. This roof would be a non-hip roof because of the gable end.
Research & Writing Assignment:
The picture I chose to study was of the correct ways a gable end should be structured. It shows the correct areas that collar ties and rafter ties should be placed on rafters to give support and strength to gable ends. the upper one third and the lower one third are the correct places for them.
Research & Writing Assignment:
Wind mitigation helps protect a home from damage. Lenders in Florida require home owners to carry wind storm insurance . Florida passed a law requiring insurance companies to offer discounts and credits for existing buildings features and home improvements that reduce damage and loss from wind
Inspection & Writing Assignment:
This photo is of an 8d nail in a roof deck attachment. I was able to determine it was an 8d the 2 inches of nail I can see. There were no others around this one so I am not concerned with the decking not being secured properly
Research & Writing Assignment:
Wind mitigation is using certain construction practices and procedures to limit wind damage to a house. A wind mitigation inspection looks for those practices and procedures. Some of those practices are: protecting openings with stronger glazing or coverings, using qualifying roof to wall attachments, using a qualifying reinforced garage door, or using a secondary water resistor. Generally insurance companies offer discounts for the criteria that your home matches.
Inspection & Writing Assignment:
The file I chose is an image of a ruler measuring the depth of the roof sheathing. In the image you can see that the OSB sheathing is measuring 1/2 in thick. This will be marked on the Uniform Wind Mitigation form.
Research & Writing Assignment:
I chose the article detailing the reasoning behind wind mitigation inspections in the state of Florida. After Hurricane Andrew, the state began an intense funding system that has since stopped and been taken over by insurance companies to promote effective compliance.
Inspection & Writing Assignment:
The label on this door has an FL #22513, which when looked up on the FLorida Building Code Online shows me the specifications under which the particular model was manufactured. Although under the particular model number for this door it specifies approved for use in HVHZ, it does not mean it is HVHA rated. Same thing if it indicates “Impact Resistance” does not neccessarily mean the rating is 9, or 4, Impact Missile rated.
Research & Writing Assignment:
The Wind Mitigation form for Florida has several changes that group many criteria in ways that disqualifies homeowners for big savings. There were several State Funded programs offered after Hurricane Andrew that offered free retrofitting for truss/rafters to improve hurricane resistance.
Inspection & Writing Assignment:
In this photo is a metal roof (non-hip). It was completed in early 2018 after Hurricane Irma did damage to the previous metal roof which lasted 27 years. There is a overhang over the porch which is structurally tied into the house. The portion of overhang is considered “flat”, but the gable style roof is what it is classified under.
Research & Writing Assignment:
It is important to understand during a wind mitigation inspection the accuracy of the report. The age of the roof materials, roof to wall connections, geometry, SWRs, openings, etc. All of these have to be accurate for insurer’s to properly discount rates. Any false information can be filed as fraud. So, be sure the information is accurate.
Inspection & Writing Assignment:
Old front Door in the picture without Hurricane Rated, a common tern that residents in Florida use that correct term is Wind Rated according with InterNACHI wind mitigation course. Wind Rated means the door can withstand a specified wind mph rating that also meets a local building code. Impact rated (sometimes called Miami-Dade) was required in Dade County only, but is gaining demand for owners that wants home insurance discounts around Florida coast line.
Inspection & Writing Assignment:
With Florida being such a High Prone area for Hurricanes, it makes sense to take additional precautions in the way of State Building Codes to insure the Safety of the Public. Performing a Wind Mitigation Inspection is one of the best ways to help secure your biggest investment.
Research & Writing Assignment:
Fire stops are passive fire protection that helps stop the spread of fire through a building structure. Fire walls are 2 hour minimum fire protection between independant units in hopes to confine a fire to a unit as long as possible allowing other tenants to escape.
Inspection & Writing Assignment:
The attached photo is the rear elevation of a home in Hillsborough County. The roof is a hip roof with shingle covering. From the window opening you can tell it is a block construction wall. There are no opening protections such as shudders or hardware for protections to be installed.
Research & Writing Assignment:
I read the wind mitigation arrival. Property insurers in Florida increased rates for wind damage by 45%. The property coverage in Florida is 70% of the total coverage just for wind damage. A simple wind mitigation inspection will grant huge discounts for property owners
Inspection & Writing Assignment:
I chose this picture to illustrate the awesome power of wind and why is important for the homeowner to take the necessary precautions to safeguard their home against wind damage. If wind can do this to a large tree imagine what it can do to your roof!
