Going on your own is much more difficult than most people think.
On average, most people who try go out of business
See: What is the Survival Rate For Home Inspectors?
My crew under me do’t worry about going out of business. They don’t worry about marketing, they don’t worry how to make the phone ring, they know they’re going to get jobs to go to.
Meanwhile I pay for the NACHI memberships, I buy their tools, their ladders, I pay for all their insurance, (E&O and GL AND workman’s comp), milage, software, phones, etc. I even recently started offering health care benefits. Oh, and I even pay them while they’re in training.
Meanwhile, if they miss something, I’m the one getting sued, not them.
There is a value in being an employee inspector. They have no risk, no start up costs, no expenses, and I still pay way more than they would working most jobs once they’re trained.