Tim (great name BTW)
I’m wondering some of the same too… keeping competitive and legit can be tough! When these conversations come up, there is always the employee vs. independent contractor arguments. And for good reason, it’s my opinion that if I have behavioral control and financial control, I have employees. Also, if my independent subcontractors don’t have their own business etc. they are probably employees, most State and Federal agencies probably agree.
Can you imagine having to pay 20-30 cents on the dollar for workers comp and trying to be competitive at the rates discussed here? Hard to imagine, right? I’d say very tough indeed. Maybe there is a way?
Some of us were talking about this in Vegas… along with a moral obligation to an inspector who may injure themselves, what about the property owner’s where a sub-contractor gets injured and the multi firm has no worker’s comp? There could be all kinds of scenarios there.
I’m wondering if someone has a viable business model to share and answer your and my questions.