Dennis, that one I just threw in for perspective I guess. It’s a fixed window above the door but not part of the door assembly. It’s protected. My concern was the door itself with this home being built in 2006. Very strange to see this. Don’t believe I’ve ever ran into it before. Only where the door has been replaced but this one hasn’t.
Thanks,
bert
Edit… I just noticed those.
I’d better slow down and take a closer look for sure. You are right Dennis. Thanks.
Bert
And here is the bottom anchor…lol Wow, I owe you for this one!
Mystery Solved!!
Thanks,
Bert
Sorry guys no offense intended to anyone but I and my staff agrees with Meeker. Total roof perimeter is total roof perimeter and can’t even see how we would think otherwise even when looking at it from the insurance industry stand point and/or including claims. Great topic of discussion we can clearly see that the program and it’s approved training course are not all in line with reality… Interesting thanks for sharing
uh, oh…or maybe another can of worms opened…
Who Hooo one for common sense 
You cannot go wrong by answering the question on the for how it is not how you would like it to be.
Have a question for the board.
The home has an addition to it (all permitted and legal) same roof covering type. The section over the original home built in 1955 was just re-roofed last year. The roof over the addition (which by the way is more square footage than the original) has not been re-roofed recently and in fact looks around 15 to 18 years older (both are torch down - flat roofs). On the wind mit form…
2. Roof Covering: Select all roof covering types in use. Provide the permit application date OR FBC/MDC Product Approval number
OR Year of Original Installation/Replacement OR indicate that no information was available to verify compliance for each roof
covering identified.
Question - Is it considered one roof type in use and how do I report it?
A, B or C?
Never been faced with this particular situation.
Thanks
Bert
Answer would be “C”. List the older mod bit roof under the “Other” box with “no info”. I have to do this all the time for different shingle roofs.
So, you treat it as two distinct roofs and not one roof correct?
The reason I asked the question Brad was because the way the question on the form reads , it indicates “roof types” and there is only one roof type there.
Yes, that is the only way to give different installation dates and FBC compliance or not. If you have more than two different installs of the same type, a notation or addendum would be needed.
You can always just mark the correct box and then show both permits if you include them when proof is needed for compliance. Unless i missed something in the thread? I did not study it just kind of glossed through it.
What if you don’t have a permit for one of them? The only way to separate them on the 1802 is to list one of them in “Other”. What would you do with a gable roof that had brand new permitted shingles on the front, but they left the old shingles on the back?
It does not really matter if one does not meet FBC. All the underwriter is going to say is NO DISCOUNT. Kind of like having some windows impact and some no protection. NO DISCOUNT. No need to break it down further. I personally tell the clients at the end what they could do to change but I do not submit a detailed list of what is and is not good for the insurance folks. They can take their own inventory.
Well, I guess you do “Walk n Talk” wind mits too…:roll:
I fill out the form NOTHING MORE.
I then tell the clients what they may do to help themselves out if they are pleasant and time permits.
I will be offering a Platinum wind mit shortly where clients will get a much more personalized experience for those who just want to sign their name. I will hold their had and do all THEIR research for them.
Yeah, half a s s.
At least I do not do things I intentionally know is wrong so my clients can rip off the insurance companies. I have heard some people actually make up their own definition of perimeter to take advantage of underwriters that do not pay enough attention. Can you believe that? :roll:
Bite me Meeker…
Do me first honey. It is spirit day no reason to be ashamed.