I’ve spent most of the night skimming through threads specific to the Alberta HI licensing legislation and what I’ve read with regards to liability raises some questions that I would like to throw out for discusion both from the perspective of a consumer and an inspector.
No matter how good of an inspector you may be, the law appears to put the inspector on the hook for any issue that may arise as long as the house is in existence regardless of when an issue not reported is identified.
- If I buy a house when there is 4 feet of snow on the roof, do I get to hold the inspector (or inspections company as the law states) accountable in the spring for missing flashing, curled shingles and a crumbling chimney? or I guess this would be covered by the fact it is not visible during time of inspection - then what if one side of the roof is partially covered with an inch of snow that would melt and reveal a missing shingle if the inspection were done an hour later once the sun came around a little further? (similar to arguing road conditions were icing during the time of an accident but the road was dry by the time the police showed up)
-If the foundation has no visible cracks during the inspection, but appear any time thereafter, from settling/costruction activity/act of God, and result in leakage/damage, is the inspection company on the hook indefininately for that?
-If a new home is inspected, which had it’s rough grade passed, and proper grading is so noted on the report, but subsequently settles to where water is running to the foundation within the first year or two, does this put the inspector on the hook?
The possible list of scenarios could be as long as there are houses in Alberta. I’m interested to hear what is now keeping inspectors awake at night as a result of this clause. I think my biggest fear wouldn’t be in something I missed, but in some would-be renovator hacking their home after watching a little too much HGTV and slipping their flooded basement in under the guise of an inspector’s missed plumbing issue.