How do you describe this system… 200 Amp service to house. Main panel had no single shutoff. Cutler Hammer panel (pic included). One of the 60 amp breakers did shut off the circuits in the home, but the other large breakers were servicing the HVAC, Subpanel in garage, etc.
Is this a "spit bus?
Would this still be considered a 200 AMP service, or would you consider it a 100 AMP, or since the shutoff is 60, a 60 AMP service?