Hello, I have an old home which has a 100 amp panel which was installed 25 years ago with new wiring to the furnace, fridge, stove, etc. The house has about 30% knob and tube wiring - most of which is hidden inside plaster walls which contain no insulation and feed plugins and lights in the living room and bedrooms.
I have recently had trouble insuring the house, although it I have tried to insure it with the same company it has always been insured with. They requested a certified electrician come out and inspect it but they didn’t give any sort of form or real direction as to what the wanted from him. I had the electrician here but he’d never done such a thing before and although he said the panel was all good and all the wires he could see look good and he feels the wiring is safe he wasn’t comfortable writing that up and submitting it to the company. This electrician is a new electrician and not experienced with k & t.
My brother worked as an electricians helper with the electrician who put in the panel years ago and said that he was careful not to overload the k & t when installing new panels and he is also confident in the wiring (although he didn’t work on this house with him).
Forgive me for my long post, but I am hoping someone has dealt with insurance companies on this before and has some sort of form or checklist they use. I will see another electrician about this and would like to be able to provide him with some sort of example to follow (should he think the wiring is safe). I do not wish to upgrade the wiring at this time as I have 113 year old plaster walls and they are a b!tch to fix and I don’t want to gut my house. My dad has cancer and there are just to many things going on to undertake that big of a project.
This is my childhood home, I love it.
Any help or advice is appreciated.