Insurance coverage poll

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1

Originally Posted By: Russell Frame
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Lots of questions about insurance, thought it would be nice to summarize what people are carrying in a poll format.

2

Originally Posted By: dbowers
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Would like to answer the poll, but no answer there. I carry E&O and general liability - I have since 1986. Its not required by my state or any group I belong to. I bought it to protect myself (not buyers) against the buyer that thinks you’re his cradle to grave insurance policy.


I've never had a claim against either one.

I've given out a limited 90 day warranty for 5 years. Had 1 claim on it.

3

Originally Posted By: jburkeson
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Kinda of a loaded question here in Florida. I want to purchase general liability but not able to get a reasonable quote without purchasing E&O, so right now no insurance.

–
Joseph Burkeson, RPI (Hooperette)


?Anyone who has proclaimed violence his method inexorably must choose lying as his principle.?
~ Aleksandr Solzhenitsyn
4

Originally Posted By: lschmid
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Cannot answer poll. I carry liability and E & O, but not required by state.

–
Larry Schmid


First Choice Home Inspection,Inc.


South Carolina Chapter President


www.1stchoicehomeinspection.com


A SAFE HOME IS A HAPPY HOME

5

Originally Posted By: rfarruggia
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$1 million G/L , $1 million E&O, $10,000 Fidelity bond

6

Originally Posted By: rpierson
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Ditto, what Larry said.


Although! I currently have Allen Ins. 300/600 & General Liability with $1,000 deductible. But my renewal went up over 10%. @ $400 a month, not sure I can afford it anymore. I will ask for a reduced coverage rate 150/300 and see what I can do. But I might not carry E&O anymore. The marketing I did around the Great Coverage I had, never seemed to take. I think I have been asked for insurance maybe twice this last year.

7

Originally Posted By: Blaine Wiley
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The answer ain’t there. E&O to protect me and my ASSets and general liability. I have the realtor referral rider on the E&O also. There is no state requirement for either here in FL.