I have another quick question before kicking things off - do most of you go through the InterNACHI template for insurance? Also, what types of coverage do you all have? In SC, they supposedly don’t require insurance for HI’s but it seems extremely foolish to not carry any coverage. From my research, it seems like E&O as well as General Liability are highly recommended. I have also read about programs like the Buy Back program and seen posts about claim assistance for members. I’m unable to post in the Legal Advice Member section since I just recently joined and I know people have to be careful what they say when discussing legal advice so I am just more curious on what people typically carry and what they think of the various other programs offered.
Thanks in advance!