Missing or Wet insulation?

House flooded…water remaining within walls and insulation is/was frozen.

Two different exterior siding materials?

Correct!!!

It was not frozen during the inspection however when the flood occurred the occupants were away for 3 months. This is the result of water damage that occurred during the winter and fall months. Water vapour inside the home escaping to the outdoors has made a perfectly straight line across the drywall partitions and exterior walls.
The entire house is damaged.

Here are the pics

Did you do mold sampling?:stuck_out_tongue: I had a couple mold inspections today that were pretty obvious.:mrgreen:

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No choice. The inspection was done for an insurance company and they requested a pre and a post when all mold is remediated.

Alright, WTF type of chair is that in the first picture? And a console TV to boot! :stuck_out_tongue:

Thanks for the educational pics Mario!!

It made me wonder if the water damage was staged. Everything in this house was dated and by the luck of the draw the owners were on a 3 month vacation during the loss…very interesting to say the least.

Mario,
What was the source of the leak? Just curious.

Thanks Mario, very interesting and helpful.

The original loss was located on the 2nd floor laundry room originating from a plumbing leak. The original loss caused the HVAC system to short out and ultimately stopped working. A subsequent leak occurred caused by frozen water pipes on the main floor kitchen. This was a Category 1 water damage that quickly deteriorated to a Category 3 simply because it was not processed in a timely fashion. Remember that the loss occurred in the winter months and was not discovered until the spring.

It was a learning curve for me Peter. Not so much the WHY but the HOW. Working almost exclusively for the insurance industry now doing IR and environmental work I have to say that this was by far the worst case of fungal contamination I have ever seen. Unfortunately I can’t post other photos for fear of compromising the location of the subject property.

Mario,

That is interesting, based on the first IR image I thought it was just halfwall insulation in a basement until I noticded the window in the second IR image and realized that this was an upper level floor. How much water was in this house, and wasn’t there a basement? That is an incredible amount of flooding!

Hi Jerry,

The (full) basement was flooded completely. The electrical system shut down as a result of the flood and the sump pump was not functional. The storm drains could not handle the volume and one floor drain was discharging directly to the sump pit.