NACHI building consumer/REALTOR E&O verification system.

Originally Posted By: jhagarty
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jbushart wrote:


Nick

What would NACHI's liability to the consumer be if I were to cancel my E&O (or they were to cancel me) and the data was not changed in your data base? If you verify, after I tell a consumer I am when I am not, do you not become an instant party to the lawsuit.



Jim:

NACHI would not incur Liability as it would be shown that the Inspector provided False Information not only the Client but to the Professional Association that he would become a Former Member of.

Its called Consumer Fraud in the State of PA.
Its called COE violation of NACHI.


--
Joseph Hagarty

HouseMaster / Main Line, PA
joseph.hagarty@housemaster.com
www.householdinspector.com

Phone: 610-399-9864
Fax : 610-399-9865

HouseMaster. Home inspections. Done right.

Originally Posted By: jbushart
This post was automatically imported from our archived forum.



Joe,


This program is open to all inspectors, not just NACHI. Our COE would not be applicable.

As far as violating the law, the inspector would be facing his own set of legal issues as well. Attorneys are looking for the deepest pockets when it comes to civil suits and will name all parties connected, if they have anything to link them to their case.

If poor Mrs. McGillicutty explains to the judge that "I never would have trusted putting my life savings into that condo if it hadn't been for the validation I got from NACHI that this guy was insured", IMO NACHI is going to incur legal expenses.


--
Home Inspection Services of Missouri
www.missourihomeinspection.com

"We're NACHI. Get over it."

www.monachi.org

Originally Posted By: jhagarty
This post was automatically imported from our archived forum.





Even without a E&O verification website, Violation of the NACHI COE exists and dismissal from the Organization as a Member is what should be required.


--
Joseph Hagarty

HouseMaster / Main Line, PA
joseph.hagarty@housemaster.com
www.householdinspector.com

Phone: 610-399-9864
Fax : 610-399-9865

HouseMaster. Home inspections. Done right.

Originally Posted By: jbushart
This post was automatically imported from our archived forum.



jhagarty wrote:

Even without a E&O verification website, Violation of the NACHI COE exists and dismissal from the Orgainzation as a Member is what should be required.


Are you suggesting that members in your state have a duty to provide NACHI with proof of their E&O insurance? If so, that would make an interesting topic all by itself. Why not start a thread?


--
Home Inspection Services of Missouri
www.missourihomeinspection.com

"We're NACHI. Get over it."

www.monachi.org

Originally Posted By: jbushart
This post was automatically imported from our archived forum.



jhagarty wrote:
Jim:

Spin it anyway you like.

FACT:


An Inspector operating in PA without E&O is committing Consumer Fraud.


Even without a E&O verification website, Violation of the NACHI COE exists and dismissal from the Organization as a Member is what should be required.


Nothing you stated here, IMO, warrants the need for the association to incur liability in order to validate your status.

Your law states that it is sufficient for an inspector to claim he is operating within the law to be accepted as such. Why should anyone, expecially NACHI, open themselves up to the potential for additional liability in order to provide an official validation for something that isn't even necessary?


--
Home Inspection Services of Missouri
www.missourihomeinspection.com

"We're NACHI. Get over it."

www.monachi.org

Originally Posted By: jhagarty
This post was automatically imported from our archived forum.



jbushart wrote:
jhagarty wrote:

Even without a E&O verification website, Violation of the NACHI COE exists and dismissal from the Orgainzation as a Member is what should be required.


Are you suggesting that members in your state have a duty to provide NACHI with proof of their E&O insurance? If so, that would make an interesting topic all by itself. Why not start a thread?


Bushart:

An Inspector in PA must produce a copy of their E&O binder upon request of a Client.

If a NACHI Member Inspector is Operating in PA without E&O, he is in violation of NACHI COE.

NACHI, as an Organization, must take action upon notification of alleged violation of the NACHI COE.


--
Joseph Hagarty

HouseMaster / Main Line, PA
joseph.hagarty@housemaster.com
www.householdinspector.com

Phone: 610-399-9864
Fax : 610-399-9865

HouseMaster. Home inspections. Done right.

Originally Posted By: jbushart
This post was automatically imported from our archived forum.



jhagarty wrote:

NACHI, as an Organization, must take action upon notification of alleged violation of the NACHI COE.


If you are saying that it would be appropriate to present proof to the Ethics Committee if one violates the COE by not obeying his state laws, I do not disagree with you.

If you are saying that the association should be monitoring the status of all the inspectors in PA to be sure they are insured and maintain their premiums on a timely basis, I do not agree with you. This is close to what would be required, by the way, if we were to be validating anyone's insurance status over the internet.


--
Home Inspection Services of Missouri
www.missourihomeinspection.com

"We're NACHI. Get over it."

www.monachi.org

Originally Posted By: dharris
This post was automatically imported from our archived forum.



Quote:


Any inspector (regardless of association affiliation) will be able to enter his E&O insurance information and contact information. The inspector will also give NACHI electronic permission to verify that his policy exists and is current.



This website will be open to consumers, government officials, and REALTORs for thier use.


Nick, Why would I as a non-member use your new brainstorm??

I don't know about other states that require insurance, but in AZ when we renew our license we are required to send a copy of current insurance or proof of a bond, and this information is provided to the public on request.
Dan Harris
AZ Certified Inspector
ASHI Member
EX- NACHI "jackas-" ![icon_twisted.gif](upload://xjO326gspdTNE5QS3UTl0a0Rtvy.gif) ![icon_twisted.gif](upload://xjO326gspdTNE5QS3UTl0a0Rtvy.gif)


Originally Posted By: jonofrey
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Quite an adminstrative challenge for an association that has trouble shipping out mouse pads. Gotta agree with Jim on this one.



Inspection Nirvana!


We're NACHI. Get over it.

Originally Posted By: jbushart
This post was automatically imported from our archived forum.



jonofrey wrote:
Quite an adminstrative challenge for an association that has trouble shipping out mouse pads.


![icon_lol.gif](upload://zEgbBCXRskkCTwEux7Bi20ZySza.gif) ![icon_lol.gif](upload://zEgbBCXRskkCTwEux7Bi20ZySza.gif) ![icon_lol.gif](upload://zEgbBCXRskkCTwEux7Bi20ZySza.gif) John, you put into one sentence what I couldn't explain to Joe in two pages. Thanks.


--
Home Inspection Services of Missouri
www.missourihomeinspection.com

"We're NACHI. Get over it."

www.monachi.org

Originally Posted By: bkelly1
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Maybe they will finally send out the mouse pads I entered addresses for about 3 years ago. That would be great. It would make all that time I took worth while.


Originally Posted By: ekartal
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dharris wrote:

Dan Harris
AZ Certified Inspector
ASHI Member
EX- NACHI "jackas-" ![icon_twisted.gif](upload://xjO326gspdTNE5QS3UTl0a0Rtvy.gif) ![icon_twisted.gif](upload://xjO326gspdTNE5QS3UTl0a0Rtvy.gif)



Dan,
You have the perfect credentials for a NACHI President.

Erol Kartal


Originally Posted By: ekartal
This post was automatically imported from our archived forum.



bkelly1 wrote:
Maybe they will finally send out the mouse pads I entered addresses for about 3 years ago. That would be great. It would make all that time I took worth while.


Ben Relax. They're over at the Boulder printing press getting stamped. ![icon_lol.gif](upload://zEgbBCXRskkCTwEux7Bi20ZySza.gif) ![icon_lol.gif](upload://zEgbBCXRskkCTwEux7Bi20ZySza.gif)

Erol Kartal


Originally Posted By: Nick Gromicko
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I don’t know what the crack about mousepads was about but NACHI doesn’t mail out NACHI mousepads (promotion #1) to individual members and never has. Never. #1 is solely to promote NACHI’s membership, not any one NACHI member. Member’s mousepads (promotion #2) aren’t even shipped here. They are drop shipped directly to the member who ordered them and who has their own business’ contact information on them. Obviously the ones with the member’s OWN contact information on them (#2), promoting that member, not NACHI as a whole, are by far the most popular. Read http://www.nachi.org/mousepad.htm #2. Promotion #2 is 30 times more popular than promotion #1 because members can put their own contact information on them and deliver them where to whom they think best, in person. Mousepad promotion #2 (which is 95%+ of all mousepads we’ve ever done) has probably put 70,000 mousepads in the field! That is a lot of mousepads and it continues to be one of NACHI’s strongest and longest running promotions. I don’t see it ever ending. And although we don’t keep track of the manufacturers that members order these from (most find their own they like)… I have NO complaints, not one, from any member saying they didn’t get their order filled. Not one. If one member didn’t get their order believe me… I’d tell everyone. It never happened.


As for getting sued... bring it on. We have in-house counsel sitting around with nothing to do. I don't know where Erol got that quote about NACHI not having any money. We're probably the most financially successful trade association in the world next to AARP. We'd never lose that suit and counsel says "go." Besides, ambulance chasers, or inspector chasers can already determine which inspectors are likely to carry insurance by the state they are in. Furthermore, no attorney can find out who that inspector's clients were to send them a "were you unhappy with your home inspector" letter anyway. They can find the inspectors anyway. They can find the clients anyway. The new insurance verification site would not match the two up for them. In other words, it gives inspector-chasing attorneys no additional or new information.

As for why a non-member would want to participate in this free listing... trust me on this one. The state governement as Dan points out does almost NO marketing. I think I can find someone at NACHI who will market the living heck out of this to every REALTOR and consumer in the state of AZ ![icon_wink.gif](upload://ssT9V5t45yjlgXqiFRXL04eXtqw.gif) . Hm. I wonder who has such marketing savvy? ![icon_wink.gif](upload://ssT9V5t45yjlgXqiFRXL04eXtqw.gif) Anyway, one real estate agency already agreed to put a link to in on every one of their websites once we get it up. NACHI really is becoming the industry association.

As for verification, FREA's Chris Butler just got off the phone with me. He called me at home tonight. He tells me there is no privacy issue for FREA or any other agency to verify an inspector's insurance. I'll figure out a way to have it done electronically soon so we don't have to audit inspectors just like we did with http://www.nachi.org/webseal.htm If Dan or any othere insured inspector doesn't wish to participate... fine...More business for the rest of us. Anyway... Chris Butler is up for helping us with this.

It's a go!


--
Nick Gromicko
Founder
dues=79cents/day.

I much prefer email to private messages.

Originally Posted By: jbushart
This post was automatically imported from our archived forum.



Looks like you have the bases covered, as usual, Nick. Sorry for doubting you. icon_wink.gif



Home Inspection Services of Missouri


www.missourihomeinspection.com


"We're NACHI. Get over it."

www.monachi.org

Originally Posted By: jonofrey
This post was automatically imported from our archived forum.



Okay Nick, I understand now. NACHI was not responsible for getting mousepads shipped out. Now I know why they didn’t go out to the list of Realtors that I sent directly to you. Three times. icon_lol.gif icon_lol.gif I didn’t follow procedure. Hey, that was a long time ago, I’ts water under the bridge. I was just using that as an example.


Thanks for the explaination.

Making this program automatic will be good, in my opinion. Apparently, that's the only way you'll be able to keep up with it.


--
Inspection Nirvana!

We're NACHI. Get over it.

Originally Posted By: dbowers
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Just some personal thoughts. If I’m unlucky enough to live in a state that requires E&O insurance for a home inspectors license, then I see no need for a home inspector to make it easier for an attorney or the public to get in his/her shorts. Let them have to work at it a little bit harder.