Ontario Licensing not quite dead yet

This received in response to my inquiry a few weeks ago. (my highlights.)

Dear Mr. Grant:
Thank you for your email dated October 12, 2012, outlining your concerns about our upcoming consultations on qualifications for home inspectors. On behalf of the Minister of Consumer Services, Margarett Best, I am pleased to respond.
In your email, you question why the government has chosen to consult on qualifications for home inspectors at this time. You specifically asked about the number of complaints received by the Ministry. In 2011, the Ministry of Consumer Services (MCS) received three written complaints and twelve verbal inquiries about home inspectors for a total of fifteen. This year, as of November 22, 2012, there have been five written complaints and nine verbal inquiries for a total of fourteen complaints and inquires. The number of complaints received about a particular issue is only one of the elements that is considered prior to making a decision to take action.
There are several reasons why the government has decided to move forward with consultations on qualifications for home inspectors. First, the vast majority of resale home buyers engage the services of a home inspector, and many more inspections are performed on behalf of new home buyers and for other purposes (e.g. renovation second opinion, maintenance / leaks, energy efficiency, mould). Second, for many families, buying a home is the biggest investment they make in their lifetimes and an inspection by a competent home inspector can reduce unexpected and costly repairs. Finally, other provinces, including British Columbia and Alberta, have established qualifications for home inspectors. It is time that Ontario home buyers are protected by minimum standards when they call in a home inspector.
We are currently in the process of making arrangements to consult with consumers, home inspectors and their associations, the real estate sector and other stakeholders on this important initiative. Our goals are to explore minimum qualification standards, improve consistency in home inspections, and how best those qualification standards can be administered.

It looks to me like a make work project. Alberta and British Columbia did it so now Ontario needs more civil servants to run and oversee this new home inspection program. Doesn’t matter that in many thousands of transactions a year there are only a very few complaints or even inquiries
this means a new corner office with staff and a budget, hot damm, full speed ahead.:roll:

I thought Mike Holmes already had an office!!:shock::shock::roll:

InterNachi will also be part of what goes on in Ontario for Licensing according to some discussions! mom’s the word until more contact is made.

Thanks Bruce Much appreciated… Roy

Got the draft yesterday from Ministry of Consumer Services. Many of the questions they want to ask a very reasonable and maybe we have a chance to get it right in Ontario.
The consultation portion is to clarify what a Home Inspector is and is not.
They also have included a transition strategy, cost, timing to implement ect.
Sounds like without help from the 8 Organizations represented in Ontario they will not pursue it so I hope we can help get it right the first time around.

Good advice on this thread also

Our Proposal and Info has been put together for OntarioAchi! Is there anything you would like us to add? Ontario Inspectors only please.

How can I add anything if I have not seen the proposal?

I can send it too you Bryce but it is best if you can be at the meeting tonight. Monday 9 PM on OOVOO. sign up and I will wait for invitation. www.oovoo.com

I wonder why Ontario has not Licensed garage door mechanics .
It looks like they really need improving instantly .

Yes I saw that Roy but that is in every area! Crooks abound and there is no way to stop them.


It is those Ontario Home Inspectors who have been pushing Licensing for years that have been trying to convince the Government and the public that our industry is made up with a bunch of incompetent Homies .

Remember Whistler
Bill has a big anouncement comming soon

I agree Roy!!!

[FONT=Calibri]Has anyone any idea WHAT HAS HAPPENED TO http://www.phpic.ca/bod.php…[/FONT]
[FONT=Calibri]Is this not the one he said we all would be pleading for a member ship in .I see none of the founding members listed In Eastern Ontario I see only 3 Homies listed .[/FONT]

[FONT=Calibri]Strange how so many things Bill Mullen touches leads to difficulties.[/FONT]

Remember Whistler
Bill has a big anouncement comming soon

Right here Roy!


Gee thats what I said on post 15 see below .

They had about 20 members now all gone???

[FONT=Calibri]Has anyone any idea WHAT HAS HAPPENED TO http://www.phpic.ca/bod.php…[/FONT]
[FONT=Calibri]Is this not the one he said we all would be pleading for a member ship in .I see none of the founding members listed In Eastern Ontario I see only 3 Homies listed .[/FONT]

Gee why would we want Claude and Bill advising others how to run this industry.

Retired Members http://www.oahi.com/english/membership/membership-category.html

Retired Members are persons who (i) have attained RHI or Associate member status, and (ii) are not active


All members must state their membership designation when advertising and making reference to the Association name, acronym and logo including the non-practising Student member.

Full member (RHI) of the Ontario Association of Home Inspectors (OAHI) since 1993
Bill Mullen - RHI

Now this is typical of Bill he never put the NACHI insigne on his web site when he was a NACHI member even when he was reminded three times he always had an excuse but never did follow the rules .
Same old Bill does as he wishes to try and make himself look good. Bill is a RETIRED OAHI member


**Claude this is your buddy continuing to break the rules . **

("Retired MemberBill Mullen
Bluewater Home Inspection
Sarnia - Lambton
**800-611-2885 ****") **
[FONT=Calibri]OAHI bylaws 19.1 (b) (iii)
Retired Members of the Association are required to display or expressly set out that they are a “Retired Associate Member of the Association”, **unless they have fulfilled the requirements of RHI Member, in which case they are required to set out that they are a “Retired RHI Member of the Association”, in connection with any such usage or reference **


Lawyers are smooth they give a service then sell you insurance to protect the lawyer ,
They also put in disclaimers to again give themselves more protection.

I wonder should HOMIES look into selling insurance to the client to add protection to ourselves.

Title insurance really isn’t optional
Published on Friday December 07, 2012
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**By Bob Aaron](http://www.thestar.com/columnist/94630--aaron-bob)**Real Estate Columnist
Despite the fact that residential title insurance has been commonplace in Ontario for the last 15 years, many of my clients still ask me what it covers just as we are about to sign the closing papers for their home purchase.
Even though I provide them in advance with an electronic or paper copy of the excellent Ontario Bar Association brochure “Working With a Lawyer When You Buy a Home” (find it at oba.org/en/pdf/lawyer1.pdf](http://oba.org/en/pdf/lawyer1.pdf)), examining the brochure often gets moved to the B list of priorities in the frantic rush before closing.
The Financial Services Commission of Ontario](http://www.fsco.gov.on.ca/en/Pages/default.aspx) also has an excellent brochure called “Understanding Title Insurance” on its website (fsco.gov.on.ca). It explains that for a one-time fee, or premium, a title insurance policy may provide protection from such losses as:
• Unknown title defects that would affect clear ownership.
• Existing liens against title.
• Encroachment issues, such as a structure on the land that needs to be removed because it sits partly on a neighbour’s property.
• Title fraud, before or after closing.
• Errors in surveys or public records.
• Any other title-related issues that would affect the ability to sell, finance, or lease the property in the future.
Although title insurance is never a substitute for a current land survey, it provides coverage for losses suffered as a result of failing to have an up-to-date survey.
Title insurance also covers losses sustained by owners when title to their property has been affected or stolen by fraudulent transactions. Typically, the insurance covers most legal expenses in restoring clear title.
Title insurance also protects owners against losses due to unresolved conflicting ownership claims at the time of purchase, old or improper mortgages, liens, special assessments, tax and public utility arrears, improper title documents and regulatory compliance issues such as notices of violation, work orders, building permit problems and setback deficiencies.
Other covered risks include the inability to live in the home under zoning bylaws and the absence of a legal right of access to the property.
Title insurance policies usually do not provide protection against:
• Title defects that were known prior to closing.
• Environmental hazards and soil contamination.
• Native land claims.
• Problems that would only be discovered by a new survey or inspection (such as a smaller lot size than originally anticipated).
• Matters not listed in public records, such as unrecorded liens.
• Zoning bylaw violations caused by changes, renovations or additions performed by the policy owner.
• Certain government rights in the land (such as the right of expropriation).
• Problems the buyer agreed to assume but failed to inform the title insurer or lawyer about.
• The buyer’s ability to change the use of the land or undertake renovations, construction or expansion.
The three most common types of residential policies are those for new homeowners, existing homeowners and residential mortgage lenders. Policies are available for houses, condominiums, cottages, rental units, vacant land, co-operatives, leased properties and rural properties.
Two title insurance companies also offer all-important coverage for the legal services provided by the lawyer in the transaction. (Not all insurers offer this coverage.) If the lawyer overlooks something or makes an error while handling a real estate transaction, even if the mistake is not related to a risk listed in the policy, the policyholder can seek compensation directly from the insurer without having to sue the lawyer.
Claims under the legal services section of a title insurance policy have, for example, compensated buyers for losses in taking title to the wrong condominium unit.
Title insurance can also provide “gap” coverage for a delay between the handing over of the purchase money and the subsequent registration of the property in the purchaser’s name.
Coverage lasts for the entire period of ownership of the property and most companies extend this coverage to the heirs who inherit the property, to a spouse in the event of a divorce, and to children if the property is gifted to them.
Most real estate lawyers today regard title insurance as a critical component of the transaction and will usually not close a purchase without it.
Bob Aaron is a Toronto real estate lawyer and consumer advocate. He can be reached at bob@aaron.ca. Visit his website at aaron.ca](http://www.aaron.ca/).