Wind mit Scenerio #11 see pictures first

[mmeeker (Michael Meeker, CMI)]

The Insurance companies do not make the rules the OIR does. Now is time for the OIR to stand up and put a stop to this crap. Half of what Mark just posted is next to impossible in most cases.

[bhoagland (Brian C. Hoagland)]

@mmeeker

I think the form is plenty specific.

It does not mention it at all so therefore I do not take distance into consideration.

You are completely wrong on this. I am not attempting to change what you do or how you do it I just have to go on record so a different point of view is established for the benefit of those viewing this post with less experience.

[bhoagland (Brian C. Hoagland)]

@mtyson

Michael,

I’m eating my humble pie as I write this. As you may or may not know i have been a strong advocate of reporting as the form stated. Unfortunately I attended a Citizens Insurance training session earlier this week and they specifically mentioned the 1/4" rule for truss to strap spacing. That is just the tip of the iceberg. They are now going to require (1) a picture of both sides of a reported connection close enough that the nailing is visible (2) a field view of several connected trusses (3) Pictures of nail spacing marked on the trusses with a marker initialed and dated x 4 trusses (4) a picture using a depth gauge showing the thickness of the sheathing (5) picture of the zircon mt-6 showing reinforcement in the field not at a corner or window (6) an address picture (7) a legible picture of the NOA for the storm panels, garage door, and exterior doors (8) a legible picture of the etched label on impact glass ( I have a $400 digital camera and i still can not get this one).
Generally I only do these inspections as an ad on to a home inspection. Back in the day I would only do a wind mit for $125 as a stand a lone now the local agents tell me they can get them done for $65. Are they freaking kidding me or what?

Citizens has gone crazy. Some idiot at a desk is making decisions which are altogether irrational and improper. There are several examples this being one. OIR needs to step on them big time. They need to know who makes the rules and it ain’t them.

[mmeeker (Michael Meeker, CMI)]

Brian no problem people with different opinions is what makes this forum useful. If we all agreed it would not be very beneficial.

As I was typing I see there is something we totally agree on.

**Citizens has gone crazy. Some idiot at a desk is making decisions which are altogether irrational and improper. There are several examples this being one. OIR needs to step on them big time. They need to know who makes the rules and it ain’t them. **

[gbell (Greg Bell, Sr CMI)]

@mtyson

Michael,

I’m eating my humble pie as I write this. As you may or may not know i have been a strong advocate of reporting as the form stated. Unfortunately I attended a Citizens Insurance training session earlier this week and they specifically mentioned the 1/4" rule for truss to strap spacing. That is just the tip of the iceberg. They are now going to require (1) a picture of both sides of a reported connection close enough that the nailing is visible (2) a field view of several connected trusses (3) Pictures of nail spacing marked on the trusses with a marker initialed and dated x 4 trusses (4) a picture using a depth gauge showing the thickness of the sheathing (5) picture of the zircon mt-6 showing reinforcement in the field not at a corner or window (6) an address picture (7) a legible picture of the NOA for the storm panels, garage door, and exterior doors (8) a legible picture of the etched label on impact glass ( I have a $400 digital camera and i still can not get this one).
Generally I only do these inspections as an ad on to a home inspection. Back in the day I would only do a wind mit for $125 as a stand a lone now the local agents tell me they can get them done for $65. Are they freaking kidding me or what?

We covered just about all of these at the York class. He told us that there was a insurance company that called his training manual the bible for wind mits. Now we know which company he was speaking of. If you get a chance you should take his class. It was worth every penny. I can’t wait to get my license so I can start kicking butt with some of my competition.

[tjohnson12 (Travis K. Johnson, FL HI8719)]

Test

[wcollier (Wayne Collier, HI5099)]

I never needed citizens or anyone to tell me to take photos of both sides. Common sense should tell you if it wraps over the top you need to show what the other side looks like.

[mmeeker (Michael Meeker, CMI)]

@tjohnson12

Test

Thanks for bringing up a 5 year old thread LOL

I still feel the same about the oir AND citizens.

[btoye (Bradley Toye, CMI)]

I just voted

[hcarvajal (Humberto Carvajal, HI884)]

Me too!..lol must have missed this one.

Bert

[tallore (Timothy J. Allore, HI8117)]

My wind mit form (Rev. 1/12) states minimal conditions to be met**[FONT=Times New Roman][size=2]
Minimal conditions to qualify for categories B, C, or D. All visible metal connectors are:
[/size][/FONT][FONT=Times New Roman][size=2][/size][/FONT]
������
[FONT=TimesNewRomanPSMT][size=2]Secured to truss/rafter with a minimum of three (3) nails, [/size][/FONT][FONT=Times New Roman][size=2]and[/size][/FONT]**
[FONT=Times New Roman][size=2][/size][/FONT][FONT=Times New Roman][size=2][/size][/FONT]
������
[FONT=TimesNewRomanPSMT][size=2]Attached to the wall top plate of the wall framing, or embedded in the bond beam, with less than a ½" gap from[/size][/FONT]
[FONT=TimesNewRomanPSMT][size=2]
the blocking or truss/rafter

[/size][/FONT][FONT=Times New Roman][size=2]and [/size][/FONT][FONT=Times New Roman][size=2][/size][/FONT][FONT=TimesNewRomanPSMT][size=2]blocked no more than 1.5” of the truss/rafter, [/size][/FONT][FONT=Times New Roman][size=2]and [/size][/FONT][FONT=Times New Roman][size=2][/size][/FONT][FONT=TimesNewRomanPSMT][size=2]free of visible severe[/size][/FONT]
[FONT=TimesNewRomanPSMT][size=2]
corrosion.
If that gap is more than 1/2 an inch I vote to call in the retrofiter
[/size][/FONT]

[sstaggs (Shawn D. Staggs, CPI)]

I voted, I just got back from doing wind mitigations all day

[jshishilla (John Shishilla)]

Do your realize that this is from 2010 and the old form?