Originally Posted By: mbailey
This post was automatically imported from our archived forum.
The following was copied from another post on this message board and pertains directly to Minnesota:
"Posted with Bud's permission:
----- Original Message -----
From: Bud Griffin
To: nick Gromicko
Sent: Monday, November 10, 2003 10:16 PM
Subject: MN E&O
I'm not sure if the Minnesota Joint Underwriting Association is an official state agency or not. It doesn't seem like they are because they're too nice and too organized . Their web site is www.mjua.org.
There is an application for home inspectors. You just need to fill out what you can and leave the rest blank. A hint, don't say you're going to do more than 15 - 20 inspections. The basic premium of $332.00 covers 22 inspections and when you do more than that you can pay for another block. The premium includes E&O and general liability with no deductible. The fee is good for one year ending in July. If you don't use them all up, too bad. You have to renew again in July. If you ask, they will prorate the premium if your into the year. They only charged me $221.00 for 8 months. If I do more than the number of inspections I paid for I just send in additional premium. Plus it's on the honor system, but they reserve the right to audit you for the number of inspections performed. They understand that when you become successful you'll go out and buy an annual policy. They just want to make sure everyone gets insurance and they want to make it easy for people just starting out to get insured. I went to their office on Wednesday before my inspection and I was in and out in 10 minutes. The underwriter (Amy Gordon) looked at my application, wrote up a binder and I was on my way. The phone number is 651-222-0484 and the underwriters name is Amy Gordon.
That's about it.
Also...When it comes to insurance stay away from Nation Hazard - do a search on this board to find all the details about them.
Stonegate Property Inspections LLC