Excessive granule erosion

Team,

I am conducting my first new construction home inspection. While inspecting the gutters and roof, there seems to be a decent amount of granule erosion accumulated at the gutters. Please see picture 1. Is this normal granule wear for a new roof or possibly a manufacturer’s defect? All throughout the upper roof gutters there are down spouts that are allowed to “splash” into the lower roof level. Please see picture 2. Is it possible that the improper termination of the downspouts onto the lower level is causing the erosion of the granules? The roof pitch is pretty steep to take a closer look. Please advice. Thanks in advance.

Jose

That’s normal granular loss for a new roof.
However that gutter is incorrect