FHA Inspections

[sstanczyk (Stephen Stanczyk, WA License #221)]

@Chuck_Lambert

If the property is under construction and NOT 100% complete at time of appraisal:

[ul]
[li]The appraiser must have a complete set of the plans and specifications and the Builder Certification in order to do the appraisal (as described in Section C).[/li][li][FONT=Verdana, Geneva, Arial, Helvetica, sans-serif][SIZE=2]The appraiser will perform the appraisal and call for a final inspection to be completed by a FHA Fee Inspector; [SIZE=4]or, when applicable, the local authority or equivalent. The appraiser will make the following statement on the appraisal report: “Property under construction; complete according to submitted construction exhibits.” [/SIZE][/li][li]When the final inspection is completed by a fee inspector, the inspection will include photographs as noted in Item 1 above along with a statement on the HUD-92051 as follows: “This is a newly completed dwelling that was not completed under HUD or VA inspections. The dwelling appears to be in conformance with the submitted construction exhibits.” Please see: HUD Handbook 4145.1 Chapter 6-3.[/li][/ul]
Chuck
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Once again, why would a home inspector take the responsibility and liability of a “final inspection” where there is an AHJ responsible for that? And again, what happens if the AHJ says that no CO will be issued due to some unforeseen issue?

We are performing a home inspection, not an inspection for building completion purposes. Well beyond our SOP.