Help! E & O Insurance & Disclaimer Form

Can someone please answer my question? Does anyone have problems with customers signing the Pre-Inspection Disclaimer Form? And my E&O insurance requires this Disclaimer form to be signed. So if the disclaimer form is signed, why do I need the E & O Insurance? Thanks!

This is a trick question / Right. You can’t possibly be serious. On the off chance its not a joke …

No matter what they sign / They can & do sue.

Some courts uphold your agreement / some don’t.