I think I understand what you’re saying. I did go into the deal expecting more detail (and problems found) from our inspector. What I wasn’t expecting was that the electical system, noted as “modern” by the HUD inspector to actually contain several live knob and tube circuits as well as scads of additional dangerous wiring defects.
Also - the roof that was described as “satisfactory” by the HUD inspector was classified as “failed” by our inspector who says the asphalt shingles are so deteriorated and crumbled that the only thing stopping rainwater from pouring into the attic is the tarpaper underneath.
The house has a hipped roof with a low pitch and is very difficult to see from less than a half block away. I wonder if the HUD inspector even used a ladder to take a look before declaring it “satisfactory”.
Or maybe I’m wrong? Maybe tarpaper under crumbling asphalt is “satisfactory” by HUD standards?
There are a host of other problems and code violations but the wiring and roof are two of the most expensive and most disparate between the two inspections. It’s not a matter of time either - the inspections were done within 60 days of each other.