New wind mitigation inspection video #2 added to our free, online course

[jshishilla (John Shishilla)]

Robert, I am glad you can read something other than the code book. I agree there is many ways to mitigate damage from wind. I asked were did you find that the OIR or an insurance company adopted the that definition as it pertains to the 1802 form. There is several studies done on wind mitigation for the insurance industry, many did not make the cut into the wind mitigation form.

[Robert_R.Sheppard]

@jshishilla

Robert, I am glad you can read something other than the code book. I agree there is many ways to mitigate damage from wind. I asked were did you find that the OIR or an insurance company adopted the that definition as it pertains to the 1802 form. There is several studies done on wind mitigation for the insurance industry, many did not make the cut into the wind mitigation form.

Let’s put this puppy to bed Mr. Shishilla.

When you build your next home, would you call an Architect or Engineer to design it, or would you call the insurance industry?

[sfogarty (Sean Fogarty)]

im still waiting for him to answer my question.
Bueller Bueller

[Robert_R.Sheppard]

@sfogarty

im still waiting for him to answer my question.
Bueller Bueller

I use a Zircon MT-6 in a south Florida attic, with temperatures well over 120 degrees and humidity over 80% of course…doesn’t everyone?

[jdeese (Justin G. Deese, HI517)]

@Robert_R.Sheppard

How many different versions of what is and isn’t a non-hip feature would you like? I can find upwards of 5 different opinions from insurers as to what is and isn’t qualified as a hip feature. Besides, how many different versions of what is and isn’t a gable wall have I shown you over the past year? Each insurer has their own version of what is and isn’t a non-hip feature, one even considers any wall adjacent to attic space as a non-hip feature.

So, I started with the people who actually helped design the form…the ARA and also the AIR (herein referenced as “they”). I contacted the engineers and did the research myself, very interesting conversation.

What they said was, the insurance industry provides them damage estimates based on roof geometry and that the the insurance industry decides what qualifies as hip or non-hip…and the information they are receiving as qualifications for a hip feature roof geometry, as they are discovering, is incorrect. The reason you have so many different versions of what is and isn’t a non-hip feature is insurer’s don’t actually use engineering practices to determine this.

There is more than one factor to be considered, including building code to which the structure was built and how it was engineered. Also, if the structure was properly built at the connections to the wall. Just because that’s they way it has been taught from the beginning doesn’t make it right!

Use common sense, is a raised entryway overhang really a hip feature? Or is it a kite? The definition for a hip feature states that the roof slopes towards a wall at all four sides. An overhang, such as a raised entryway, does not slope towards a wall, it slopes towards an overhang. Under-truss or not.

As I have always said, wind mitigation is being fundamentally taught wrong on all aspects. Stop teaching people the form from the outside in and start teaching them actual mitigation…no matter what how the form changed, or what they added or removed, the inspector would understand it if he was taught actual mitigation instead of the 1802 form.

Robert I am curious who you spoke with at ARA. I worked for ARA in the IntraRisk division once upon a time.

[Robert_R.Sheppard]

@jdeese

Robert I am curious who you spoke with at ARA. I worked for ARA in the IntraRisk division once upon a time.

?

Herein referenced as “they” was for the AIR…that’s why I stated “and also”. The report they put together in 2011 was an awesome source and listed MANY faults in the current program. I had a phone conversation via conference call with 3-4 of their engineers, they understood the classifications for hip structures was being misrepresented by the insurance industry and not based on any design or reasonable construction practices.

It doesn’t take much to understand that engineers and architects are the ones who decide how a structure will perform in high wind conditions. Who in their right mind thinks an insurer is qualified to make a determination on what is and isn’t a hip roof feature?