I have been asked by a couple of insurance agents now whether I perform post claim inspections. I had not heard of this before they brought it up. From what they explained it seems pretty straight forward to me and something I believe I can do. I wanted to know if there are any specific requirement beyond my inspectors license that are needed in order to do so. Do you know if a template exists or is it something I will need to create since each one will be different from the next.
IMO… those are questions for your attorney and your own insurance agent, as it infers that you will be performing inspections to gather information related to claims being filed, and you may wind up in court to testify on your findings, in effect, an Expert Witness.
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ndegaris
(Neil DeGaris, CMI KY License # 102167)
3
This needs more definition, has the claim been settled or is it still an ongoing claim?
JJ has provided good info.
Ask the insurance agents what they require and see if it fits within your SOP or your qualifications to perform this type of inspections.
OK I understand the legal and liability issues and I have spoken to the agents on what the SOP is, which I have no issues with either. My question is more regarding the licensing requirements. As an example in Florida I can’t do commercial wind mitigations because because they require the inspector to be a state-licensed commercial building inspector, an architect, or a general contractor.
I have done “post claim” inspections before and the ones I did were to verify that work was done to repair damage to a home that the insurance was paying to have repaired. I was just verifying that work was done/complete and not the quality of the work. Once confirmed then the final amount was paid to the contractor/homeowner.