Toolbox offers InterNACHI members a deal on credit card processing

That’s telling.
What weird feature is embedded in this program that would warrant that comment?

Oh, sorry, it’s a big secret.

And most of us don’t have the time or energy to submit our info for a click-bait sales pitch. You’ll know who we are once we enroll, by the way.

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Nick, is this integrated to ISN and/or HIP office?

I’m sorry Nick but I can’t imagine a competent inspector completely comfortable giving out information blindly without that important rate information and also not knowing the screening process.

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It’s not an application. It’s a contact form. That’s all.

Nick - Have you looked at anyone currently using Costco/Elavon? And, if so, how did it compare?

To an unknown company (Charlie). Were you able to find out what the rate(s) is?

This is the company.

https://toolboxpayment.com/

Thanks. So most likely the internachi credit card special is to hope they can talk you into signing up for the complete back office system.

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I’m beginning to see there might be more money in marketing services to home inspectors than their is in actually doing home inspections, lol. :joy: :joy: :joy:

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And a lot easier.

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I was at a conference in Las Vegas last week with a whole room of vendors that wouldn’t disagree :slight_smile:

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I guess all the contact forms that poured in today are from incompetent inspectors then. ;). Again the contact form is just my over-simplistic way of screening. If you won’t even tell me who you are, I’m fine with you staying with your current processor.

I have not.

Or cheap ones looking to save a few hundred bucks, if they’re lucky.

A few hundred bucks here, a few hundred bucks there, year after year… and pretty soon we’re talkin’ real money.

Remember, if you are on a 25% profit margin, every $400 you save is the equivalent of earning $1,600 doing inspections.

Just sent in the contact info last night late. Waiting to hear back. If it can save a bit I’ll look farther.

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I’m looking into this also, as we are getting hammered with 3.5 % CC fees as all our transactions are “card not present”. Related question, how are you all getting the 2.7% rates? Are you taking payment from the client onsite with a swipe of the card? Most of our payments are over the phone, as we do not schedule the appointment without payment. Sorry, but I’m not blocking my calendar and showing up onsite without payment first. Has worked well for us, and never had a complaint working this way, and also never had any payment issues. We have found serious buyers are fine with our methodology. Maybe it’s the market I’m in, but I’m also finding 90% of the time I’m at the home doing the inspection by myself - no one there to make the payment. Yeah, I know - buyer should be there but that’s a whole separate topic already beaten to death in other threads.

My clients get an automated email with a link to pay by credit card. This is set up in my Spectora account and utilizes Stripe for taking card payments. The fee is 2.75% plus 30 cents per transaction. I can also take credit card payment onsite or over the phone for the same rate.

I use Square for all my business transactions. I have nothing to hide and will post the rate at 2.6% with a 10 cent fee. If you can’t add the 2.6% fee into your overhead you’ll be out of business.

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