My daughter makes 42,000 per year. She has tried to apply for a home loan, but she cannot get one, even with superior credit. They always come up with an excuse: “you have no credit history” or " you have been at your job only three years" or “you are a single parent” or “we cannot locate the title work”.
I have no idea Nick where you get your information. Home sales here are still in the gutter. Dan, me, and many others here are just not getting any inspections. Being a CMI does not make any difference. If you are at $249 with radon and termite on any size home, and buddies with local agents and paying “preferred vendor fees”, you may be getting some business.