Yes, I look at each wire. I am asking about the photographic evidence and if a closeup is required or if a wide shot is all that is needed as in the pic above. ?
That photo is fine. Include the same sized shot with the cover on. You only need close ups (with captions…MM:p), to show defects you find, or maybe the panel label / main breaker.
No captions for you>>>>>move left
I do agree the simular large panel on and off photo seems to work fine every time. I have it on my report if they need full size images so they can zoom in and stuff just to contact me and I am glad to send it along. Just do not ask me what it is
The reason I almost NEVER use captions in an insurance inspection is that I feel it increases my liability.
What if I have a brain fart, get distracted by my beautiful wife or just mess up and label something wrong?
Well then people can come up with a zillion reasons why I did it. If I do not say what things are and they accept the report and do not ask for additional stuff thein I figure we are good to go It makes it where nothing in my report is wrong I just may need to give them something else. Rarely happens.
My reason WHY of the day #1
For somebody that has almost 13K posts, what’s a few more words under a picture? Face it Mike, you just don’t like to write things in a report that may come back and bite you.
You could “Self Audit” your reports before you send them…just a thought.
Refer back to my original comment, it really doesn’t take me any additional time, plus it would cut down on the phone calls, we have a lot of older clients in our area.
Brad you are absolutely correct. I wish to ALWAYS limit my liability and personal safety in EVERYTHING I do. For the record I do self audit and normally check each report at least 2 times before sending to client but I still sometimes miss things.
I try to work as smart as possible and as less as possible while still providing excellent service. In the end I want the client to feel he got a good job at a good price and I do not want to feel taken advantage of.
I also do not wish to teach underwriters and agents and office folks their jobs unless of course THEY PAY ME.
At the end of every transaction I take part of I would love it if all evolved were happier than a pig in slop. That also includes my happiness.
On The Citizens 4-point inspection form it states( describe the usage of all aluminum wiring.)
I think it is asking for a description of all aluminum branch wiring. I do not believe this pertains to multi-strand aluminum.
Wiring going to a 240 outlet for a range or dryer is branch wiring whether it is multi-strand or single strand.All aluminum wiring does not differentiate between single or multi-strand.
Yes sir you are correct. What I was trying to say is the form’s intention is to have any single strand branch aluminum wiring explained.
I have had this exact conversation with a handful of agents already due to the implementation of the new form causing a lot of confusion. Each time it’s been the same answer after discussed with underwriting.
The forms are not perfect. Nothing we can do about it.
I certainly agree.
The requirement is to describe the use of all branch circuit aluminum wiring. It does not exclude multi-strand aluminum. All the inspector needs to do is to identify what it is being used for.
Under “Wiring type” it does not specifically say branch circuit wiring,
Multi-strand aluminum is commonly used for service conductors, feeders, and large ampacity circuits such as electric ranges and electric clothes washers.
If there is any multi-wire aluminum, the box should be checked under Wiring Type. The inspector can provide further clarification and state that the multi-strand aluminum is only used for service conductors and feeders if that’s the case.