When completing a four point inspection and the panel has heavy gauge multi strand aluminum wiring, but the breakers are not labeled do you verify which circuits those go to? I have had several instances where insurance carriers come back requesting to find out if the multi strand aluminum wiring is going to appliances. Common sense would tell me yes but I don’t want to verify this without a labeled legend.
Do you generally collect information on where unlabeled multi strand aluminum wires go to or not?
Epic. I have actually had this happen several times where they wanted to be sure that it was going to appliances, as if it would be running anywhere else…
Are you marking AL wiring on the form, and then trying to make it clear that it is only multi-strand? I have never had that question come back to me from an underwriter, probably because I don’t mark AL wiring unless it’s solid conductor.
Do yourself a favor and change that question on your form to “Single-Strand Aluminum”. Don’t report the presence of multi-strand unless it’s damaged or undersized.
The only way to Eliminate or at least reduce the confusion would be to require in statute that all underwriters be required to have mandatory training for reviewing licensed professionals work product. That would include wind mitigation training as well.
No. Photograph the entire panelboard for the overall shot. If the underwriters don’t know the difference by now, they should be getting training. What you do have to remember, is that some of the pre-50’s homes may still have frayed and damaged multi-strand Cloth Wiring for the large appliances. You do need to know the difference.
And on cloth wiring (sorry I know this has been covered) can someone post a pic of the unallowed cloth wiring AND a pic of the kind that is allowed. Thank you.
Never mark AL on this, I take a picture of the wiring and mark for the photo captions Multi Strand Aluminum Wiring noted for air conditioning circuits ect… Never had an issue with an insurance carrier having to go back. The only time they will send you back out if there is not enough info to support the marking.
