Maybe I’m not seeing something here. Why would your client have to have it repaired or brought to current standards? She does not own the property yet. Shouldn’t the present owner pay? I know a bank owns it, but putting the responsibility of repair on an individual who does not own the proeprty is a new one to me.
Many FHA lenders are requiring certain items to be addressed before they will fund on a property. Generally, their “inspection” is usually done by their appraiser, who is required to indicate obvious-safety related issues or major defects such as a deteriorated roof.
Often they will request a copy of the actual inspection report, and will generate a list of items that must be addressed prior to funding.
I’ve done many, many inspections for FHA buyers. Trust me when I tell you, the FHA “inspector” is very unlikely to even notice the missing disconnect.
Ditto what Jeff stated and I might add a seller does not have to agree to sell FHA there is a box on the listing papers that the seller must check at the time of listing as to how they will except payment FHA, VA, conventional. I also do a lot of inspections for buyers that have purchased the property in a as in condition because the seller lower the price knowing there were problems
Wrote in the contract selling as is very common for seller to do this.
All the conversation/speculation won’t change the fact that NEC and the Equip. Mfg. either requires or recommends line of sight/access by the service provider to a disconnect (fused or non-fused type).
Charles, I can’t believe McDonough (Henry Co. ??) would let the Electrical Contr. for that Bldg. Contr. get away with this type of installation. I thought we were better than that.