I’ve been trying since 2007 to get a national insurance scheme organized in cooperation with a Canadian underwriter in B.C (trying to get ALL Internachi members in Canada under one policy…). In 2017, we went to Lloyd’s (in London) and got some new people interested (7 syndicates) but their lack of necessary permits/licenses made that difficult! And for a bunch of reasons, Common law vs civil law in Québec being one of them, this has proven difficult in any scenario! In the last few years, a lot of insurers have simply gone out of the inspector market because of claims. All of this leaves a very limited choice. There are brokers other than HUB, but they are rare and ill-equipped or can’t offer national coverage etc.
As Québec inspectors are now in the process of being legislated, I’ve asked the Government to look into the feasibility of organizing a collective insurance fund for inspectors, as I predict that premiums - with this new legislation - will skyrocket!