Originally Posted By: Blaine Wiley
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If I was aware of a home in a true flood zone, I would certainly make the buyer aware, verbally, of the possibility. I wouldn’t on the other hand pull out any maps, or ever site any codes, or measure to make sure the property is a certain distance from anything. Here in my neck of the woods, many properties are in flood zones, and heck, if a good ol hurricane comes by with any strength, most of us would probably be under water if our homes were still standing. The highest elevation around here is about 18’ above sea level. That being said, we are all required as part of our insurance to have a FEMA flood level certificate from a licensed survey company prior to obtaining insurance. Because of that, the topic never comes up during a home inspection.
P.S. I owned a home that was about 100 feet back from the 100 year water line in N. VA, and what do you know but one spring it flooded. They had to redraw the 100 year water line back about another 200 feet that year